12 N Rd Side Cir, Silverthorne, CO 80498 Property Records

Summit County property record for 12 N Rd Side Cir, Silverthorne, CO 80498

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	3 bd · 2.25 ba · 1,772 sqft · built 1973
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Sep 2021)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-1410-09-002`

Property Details

APN / Parcel Number

Primary APN	`2097-1410-09-002`
Alternative APN	`601525`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Gross Area
1st Floor Area	624 sqft
2nd Floor Area	433 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1981
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 N SIDE CIR
City	SILVERTHORNE
State	CO
Zip	80498
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	R-6
Legal Description	LOT 1B BLOCK 5 WILDERNEST SUB # 1 RESUB LOT 1 BLOCK 5
Legal Subdivision	WILDERNEST SUB
Legal Block	5
Legal Lot Number	1B
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	1
Census Block	1001
Census Tract	101

Owner

12 N Rd Side Cir, residential multi-family vacant land, is owned by an individual who bought it in September 2021.

Source: Summit County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4351 W 43RD AVE, 1, DENVER, CO 80212-2495
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 18, 2005	Deed of Trust, Mortgage · Commercial Mortgage CITIBANK FSB
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Deed Document Number	20211268836
Prior Transfer Date	Aug 26, 2005
Prior Transfer Doc	0000804557
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Recording Date	May 15, 2026
Document Number	0001374614
Instrument Date	May 11, 2026
Instrument	20261374614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001374614,
Date	May 15, 2026
Instrument	20261374614

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	12 N RD SIDE CIR, SILVERTHORNE, CO 80498
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	INTEGRATED LOAN SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000804870
Date	Oct 18, 2005
Instrument	804870

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 6, 2025

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Sep 3, 2021
Property Address	12 N RD SIDE CIR, SILVERTHORNE, CO 80498
Document Number	0001268836
Instrument Date	Sep 1, 2021
Instrument	1268836
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 MEADOW WOOD CIR, DILLON, CO 80435-8485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4351 W 43RD AVE UNIT 1, 1, DENVER, CO 80212-2495

Mortgage

Document Number	0001268837
Date	Sep 3, 2021
Instrument	1268837

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Oct 14, 2005
Property Address	12 N RD SIDE CIR, SILVERTHORNE, CO 80498
Document Number	0000804557
Map Reference	DOC114273
Instrument Date	Aug 26, 2005
Instrument	804557
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10482 TRACEWOOD CIR, HIGHLANDS RANCH, CO 80130-8893
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12 N Rd Side Cir was $3,628, up 2.3% from the year before.

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,628.00 (+2.25%)	$55,984 (+5.28%)	$823,300 Land $235,300 Building $588,000
2024	$3,548.00 (+0.97%)	$53,178 (-)
2023	$3,514.00 (+31.02%)	$53,178 (+43.02%)	$793,700 (+48.36%) Land $249,400 Building $544,300
2022	$2,682.00	$37,183	$535,000 Land $148,800 Building $386,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 N Rd Side Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 N Rd Side Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SILVERTHORNE serves 8,400 people · EPA ID CO0159095
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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