12 N Casey Key Rd, Osprey, FL 34229 Property Records

Sarasota County property record for 12 N Casey Key Rd, Osprey, FL 34229

Property Summary

Property Type	Other Improved
Details	3 bd · 3 ba · 1,719 sqft · built 1978
Lot Size	0.503 acres (21,919 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Aug 2020)
Tax Bill	$11,586 (2025)
Deeds & Mortgages	Dec 2024 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0146-33-0006`

Property Details

APN / Parcel Number

Primary APN	`0146-33-0006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
2nd Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	21,919 sqft (0.503 acres)
Lot Dimensions	279 ft deep x 80 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	498 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	35 sqft
Porch	Porch
Porch Area	88 sqft
Deck Area	64 sqft
Patio Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12 N CASEY KEY RD
City	OSPREY
State	FL
Zip	34229-9704
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RE1
Legal Description	BEG AT POINT IN RD 686.04 FT S & 117.86 FT E FROM US GOVT MEANDER COR OF N LINE SEC 16-38-18 TH N 21-46-20 W110 FT M/L ALG RD
Legal Range	18E
Legal Township	38S
Legal Section	15
Legal Subdivision	ACREAGE & UNREC
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1023
Census Tract	2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12 N CASEY KEY RD, OSPREY, FL 34229-9704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	Dec 8, 2010
Deed Document Number	2020110793
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	12 N CASEY KEY RD, OSPREY, FL 34229-9704
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 MAUNA LOA BLVD, SARASOTA, FL 34240-8938

Mortgage

Document Number	0000168828
Date	Dec 18, 2024
Instrument	2024168828

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	7.99%
Index	1-Year T-Bill
Max Rate	10.9%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Aug 17, 2020
Property Address	12 N CASEY KEY RD, OSPREY, FL 34229-9704
Document Number	0000110793
Instrument Date	Aug 12, 2020
Instrument	2020110793
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3554 OCEAN DR # DR1104N, 3554, VERO BEACH, FL 32963-1673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 N CASEY KEY RD, OSPREY, FL 34229-9704

Mortgage

Document Number	0000110796
Date	Aug 17, 2020
Instrument	2020110796

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,586.00 (-45.18%) Homeowner's exemption	$1,044,229 (-41.61%)	$1,204,700 (-32.63%) Land $1,138,200 Building $66,500
2023	$21,136.00 (+1.06%) Homeowner's exemption	$1,788,300 (+0.44%) Land $1,347,400 Building $440,900	$1,788,300 (+0.44%) Land $1,347,400 Building $440,900
2022	$20,914.00	$1,780,400 Land $1,399,400 Building $381,000	$1,780,400 Land $1,399,400 Building $381,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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