12 Mullen Dr, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 12 Mullen Dr, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,866 sqft · built 1975
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Mar 2018)
Tax Bill$7,989 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Dec 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 58.12-7-1

Property Details

APN / Parcel Number

Primary APN422800 58.12-7-1
Alternative APN
  • 280005801200070010000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,866 sqft Living Area
1st Floor Area1,242 sqft
Basement Area624 sqft
Finished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1985
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions111 ft deep x 82 ft wide
Garage TypeBasement

Exterior Amenities

PorchSlab
Porch Area375 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12 MULLEN DR
CitySCHENECTADY
StateNY
Zip12306-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description82 R,G2,FP COL GAR SECT 1A 7.-506-6
Legal SubdivisionCOLONIAL GARDENS SECTION NO 1A
Legal Block7
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1002
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 MULLEN DR, SCHENECTADY, NY 12306-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 6, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 2, 2018Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2018 · Amount on Record
Deed SaleMar 2, 2018 · Amount on Record
Prior SaleJun 20, 2000 · Amount on Record
Deed Document Number20189316
Deed Book / Page1982 / 457
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address12 MULLEN DR, SCHENECTADY, NY 12306-3527
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MULLEN DR, ROTTERDAM, NY 12306-3527

Mortgage

Document Number0000044685
DateAug 22, 2022
Book Page5250/209
Instrument202244685
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address12 MULLEN DR, SCHENECTADY, NY 12306-3527
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054272
DateDec 6, 2019
Book Page4858/083
Instrument201954272
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 22, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 2, 2018
Property Address12 MULLEN DR, SCHENECTADY, NY 12306-3527
Document Number0000009316
Book / Page1982 / 457
Instrument DateFeb 15, 2018
Instrument201809316
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 MULLEN DR, 12, SCHENECTADY, NY 12306-3527

Transferred To (Grantee/Buyer)

NameVerified Name
Address958 FRANCIS AVE, SCHENECTADY, NY 12303-1150

Mortgage

Document Number0000009317
DateMar 2, 2018
Book Page4822/251
Instrument201809317
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,989.00 (+1.62%)
2025$7,862.00$215,000 (-) Land $15,800 Building $199,200$330,800 (+16.93%) Land $24,310 Building $306,490
2023$215,000 Land $15,800 Building $199,200$282,900 Land $20,790 Building $262,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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