12 Mountain Laurel Rd, Groton, CT 06340 Property Records

Groton Town property record for 12 Mountain Laurel Rd, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,060 sqft · built 1990
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2013)
Tax Bill	$5,918 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GROT M:179015636264`

Property Details

APN / Parcel Number

Primary APN	`GROT M:179015636264`
Alternative APNs	`179015636264` `71023000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	179015636264
Street Address	12 MOUNTAIN LAUREL RD
City	GROTON
State	CT
Zip	06340-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-40
Legal Subdivision	MIRRA ESTATE
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3013
Census Tract	702100

Owner

12 Mountain Laurel Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MOUNTAIN LAUREL RD, GROTON, CT 06340-7708
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 17, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2013 · Amount on File
Deed Sale	Aug 1, 2013 · Amount on File
Prior Sale	Jun 30, 2000 · Amount on File
Deed Document Number	201345
Deed Book / Page	1119 / 683
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	12 MOUNTAIN LAUREL RD, GROTON, CT 06340-7708
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001331-715
Date	Dec 19, 2025
Book Page	1331/715

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Jan 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	12 MOUNTAIN LAUREL RD, GROTON, CT 06340-7708
Transaction Type	Mortgage
Record Updated	Aug 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001247-813
Date	Feb 17, 2021
Book Page	1247/813
Instrument	5048200006

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	12 MOUNTAIN LAUREL RD, GROTON, CT 06340-7708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1231-744
Date	May 28, 2020
Book Page	1231/744
Instrument	5003740016

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12 Mountain Laurel Rd was $5,918.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,918.00	$212,800 Land $96,033 Building $116,767	$148,960 Land $67,223 Building $81,737
2024	$5,918.00 (+10.66%)
2023	$5,348.00 (+1.94%)	$212,800 (-) Land $45,990 Building $166,810
2022	$5,246.00	$212,800 Land $45,990 Building $166,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Mountain Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Mountain Laurel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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