Putnam County and Philipstown Town property record for 12 Mountain Ave, Cold Spring, NY 10516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,320 sqft · built 1927 |
| Lot Size | 0.044 acres (1,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Aug 2019) |
| Tax Bill | $10,057 (2024) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage Jan 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-4-28 |
| Primary APN | 372601 48.8-4-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,925 sqft (0.044 acres) |
| Lot Dimensions | 77 ft deep x 25 ft wide |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 019450 |
|---|---|
| Street Address | 12 MOUNTAIN AVE |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LAND & RESIDENCE |
| Legal Subdivision | MAP OF PROPERTY OF B W WILSON |
| Legal Block | 4 |
| Legal Lot Number | 28.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 MOUNTAIN AVE, COLD SPRING, NY 10516-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 16, 2018 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| May 9, 2017 | Grant Deed, Transfer ROMBOUT ABSTRACT |
| Jan 4, 2017 | Trustee's Deed, Foreclosure PARAMOUNT LAND INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Jan 16, 2018 · Amount on Record |
| Deed Document Number | 2019124972019 |
| Deed Book / Page | 2124 / 44 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 16, 2019 |
| Property Address | 12 MOUNTAIN AVE, COLD SPRING, NY 10516-1812 |
| Document Number | 0021240044 |
| Book / Page | 2124 / 044 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 12497-2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATTORNEYS TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 MOUNTAIN AVE, 12, COLD SPRING, NY 10516-1812 |
| Name | Verified Name |
|---|---|
| Address | 14 GARDEN ST, COLD SPRING, NY 10516-2803 |
| Document Number | 0006951306 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 6951/306 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 16, 2018 |
| Property Address | 12 MOUNTAIN AVE, COLD SPRING, NY 10516-1812 |
| Document Number | 0020670389 |
| Book / Page | 002067 / 000389 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 1500159 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | INTRACOASTAL ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.86 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4740 CONNECTICUT AVE #108 WASHINGTON DC 20006, 108, WASHINGTON, DC 20006 |
| Document Number | 67930140 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 006793/000140 |
| Instrument | 1600165 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 9, 2017 |
| Property Address | 12 MOUNTAIN AVE, COLD SPRING, NY 10516-1812 |
| Document Number | 0020430472 |
| Book / Page | 002043 / 000472 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 1501144 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ROMBOUT ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,257.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 268 MAIN ST BEACON NY 125082734, BEACON, NY 12508-2734 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 4, 2017 |
| Property Address | 12 MOUNTAIN AVE, COLD SPRING, NY 10516-1812 |
| Document Number | 0020320494 |
| Book / Page | 002032 / 000494 |
| Instrument Date | May 10, 2016 |
| Instrument | 1500044 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 1, 2017 |
| Title Company | PARAMOUNT LAND INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,787.16 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 500 DELAWARE AVE #11TH WILMINGTON DE 198011490, 11TH, WILMINGTON, DE 19801-1490 |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $158,500 (-) Land $23,100 Building $135,400 | $516,792 (+14.84%) | |
| 2024 | $10,057.00 | ||
| 2023 | $158,500 (-) Land $23,100 Building $135,400 | $450,028 (+11.73%) Land $65,588 Building $384,440 | |
| 2022 | $158,500 Land $23,100 Building $135,400 | $402,795 Land $58,704 Building $344,091 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLD SPRING VILLAGE serves 2,666 people · EPA ID NY3903652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
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