12 Morton St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 12 Morton St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1945
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2020)
Tax Bill	$5,602 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.19-11-33`

Property Details

APN / Parcel Number

Primary APN	`422800 48.19-11-33`
Alternative APN	`280004801900110330000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12 MORTON ST
City	SCHENECTADY
State	NY
Zip	12306-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,FP,BZY,BK CENTR RLTY #2 - 56,57,58 2.-117-19
Legal Subdivision	CENTRAL REALTY COMPANY
Legal Block	11
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2014
Census Tract	32700

Owner

12 Morton St is owned and occupied by an individual who bought it in August 2020.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12 MORTON ST, SCHENECTADY, NY 12306-3906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Jul 17, 2012 · Amount on File
Deed Document Number	202022938
Deed Book / Page	2039 / 253
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	1649000804
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 7, 2020
Property Address	12 MORTON ST, SCHENECTADY, NY 12306-3906
Document Number	0000022938
Book / Page	002039 / 000253
Instrument Date	Jul 23, 2020
Instrument	22938
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 1/2 2ND AVE TROY NY 121822002, TROY, NY 12182-2002

Mortgage

Document Number	22942
Date	Aug 7, 2020
Book Page	005010/000569
Instrument	22942

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Morton St was $5,602, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,602.00 (+1.91%)
2025	$5,497.00	$150,000 Land $20,400 Building $129,600	$230,800 Land $31,389 Building $199,411
2023		$150,000 Land $20,400 Building $129,600	$197,400 Land $26,846 Building $170,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Morton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Morton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20