12 Morton St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 12 Morton St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,903 sqft · built 1900
Lot Size	0.526 acres (22,916 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (Dec 2017)
Tax Bill	$4,823 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-00065`

Property Details

APN / Parcel Number

Primary APN	`105-00065`
Alternative APN	`CHIC M:0105 P:00065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,903 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	929 sqft
Attic	Attic
Attic Area	974 sqft
Basement Area	911 sqft
Unfinished Basement	911 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,916 sqft (0.526 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	105-00065
Street Address	12 MORTON ST
City	CHICOPEE
State	MA
Zip	01020-3413
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4003
Census Tract	810700

Owner

12 Morton St, a duplex, is owned and occupied by two individuals who acquired it in October 2025.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MORTON ST, CHICOPEE, MA 01020-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Quit Claim Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB
Dec 4, 2017	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Deed Book / Page	21973 / 310
Last Transfer Date	Oct 1, 2025
Transfer Doc	026057-536
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 6, 2025
Property Address	12 MORTON ST, CHICOPEE, MA 01020-3413
Document Number	026057-536
Book / Page	26057 / 536
Instrument Date	Oct 1, 2025
Instrument	47452
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 MORTON ST, CHICOPEE, MA 01020-3413

Mortgage

Document Number	0000047453
Date	Oct 6, 2025
Instrument	47453

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 4, 2017
Property Address	12 MORTON ST, CHICOPEE, MA 01020-3413
Document Number	21973-310
Book / Page	21973 / 310
Instrument	71780
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 MORTON ST, CHICOPEE, MA 01020-3413

Mortgage

Document Number	219730313
Date	Dec 4, 2017
Instrument	21973/0313

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	372 Months
Due	Dec 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 Morton St was $4,823, up 10.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,823.00 (+10.92%)	$316,500 (+10.36%) Land $120,000 Building $196,500	$344,846
2025	$4,348.00 (+5.51%)	$286,800 (+2.72%) Land $107,200 Building $179,600
2024	$4,121.00 (+7.01%)	$279,200 (+9.83%) Land $105,200 Building $174,000
2023	$3,851.00	$254,200 Land $95,700 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Morton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Morton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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