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12 Morningside Dr, Savannah, GA 31410 Property Records

Chatham County property record for 12 Morningside Dr, Savannah, GA 31410

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,052 sqft · built 1989
Lot Size1.91 acres (83,330 sqft)
OwnerIndividual Name on File
Last Sale$849,000 (Aug 2020)
Tax Bill$8,916 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1-0035-01-008

Property Details

APN / Parcel Number

Primary APN1-0035-01-008
Alternative APN
  • L130467

Interior

Bedrooms4 Beds
Full Baths5 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
1st Floor Area2,184 sqft
Utility Area368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2010
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area83,330 sqft (1.91 acres)
Lot Dimensions672 ft deep x 124 ft wide
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area320 sqft
PorchSlab
Porch Area264 sqft
Deck Area160 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address12 MORNINGSIDE DR
CitySAVANNAH
StateGA
Zip31410-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 2-A RECOMBINATION OF THE RE SERVE AT MORNINGSIDE & LOT 2 P
Legal SubdivisionBETZ
Legal Lot Number2-A
JurisdictionCHATHAM GA
Township / Civil DivisionTYBEE ISLAND-WILMINGTON ISLAND
Census Block Group2
Census Block2004
Census Tract11108

Owner

12 Morningside Dr is owned and occupied by an individual who bought it in August 2020.

Source: Chatham County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address12 MORNINGSIDE DR, SAVANNAH, GA 31410-1703
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on File
Deed SaleAug 14, 2020 · Amount on File
Deed Document Number20208459
Deed Book / Page2035 / 367
Prior Transfer DateMay 16, 2012
Prior Transfer Doc00377V0578
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateAug 14, 2020
Property Address12 MORNINGSIDE DR, SAVANNAH, GA 31410-1703
Document Number0020350367
Book / Page2035 / 367
Instrument DateAug 14, 2020
Instrument2020-008459
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3446 N DRUID HILLS RD APT C, C, DECATUR, GA 30033-3749

Mortgage

Document Number0020350368
DateAug 24, 2020
Book Page0000002035/0000000368
Lender
NameBANKSOUTH MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Morningside Dr was $8,916.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,560 (+27.02%) Land $108,320 Building $389,240$1,243,900 (+27.02%) Land $270,800 Building $973,100
2025$8,916.00$391,720 Land $108,320 Building $283,400$979,300 Land $270,800 Building $708,500
2023$346,800 (+7.24%) Land $108,320 Building $238,480$867,000 (+7.24%) Land $270,800 Building $596,200
2022$7,966.00$323,400 Land $108,320 Building $215,080$808,500 Land $270,800 Building $537,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Morningside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 279 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies279 in force
Nearby Flood Claims70 (1979–2024)
Claims Outside the SFHA5 of 70
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 41 claims
  • Hurricane Matthew, Oct 2016 · 12 claims
  • Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Morningside Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 77% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH-WILMINGTON ISLAND
serves 13,526 people · EPA ID GA0510229
Water SourceGroundwater
Last State InspectionNov 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morningside Dr

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