12 Montrose Ct, Pinehurst, NC 28374 Property Records

Moore County property record for 12 Montrose Ct, Pinehurst, NC 28374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,730 sqft · built 2017
Lot Size	0.731 acres (31,842 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jul 2021)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`854319516510`

Property Details

APN / Parcel Number

Primary APN	`854319516510`
Alternative APNs	`10000350` `97050605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,730 sqft Living Area
1st Floor Area	2,270 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Lot Area	31,842 sqft (0.731 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97050605
Street Address	12 MONTROSE CT
City	PINEHURST
State	NC
Zip	28374-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	PINEWILD CC LOT 3095 PINEHURST MUNI MONTROSE
Legal Subdivision	PINEWILD COUNTRY CLUB OF PINEHURST
Legal Lot Number	3095
Jurisdiction	MOORE NC
Township / Civil Division	9, MINERAL SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	950601

Owner

12 Montrose Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Moore County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MONTROSE CT, PINEHURST, NC 28374-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202116460
Deed Book / Page	5664 / 43
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	12 MONTROSE CT, PINEHURST, NC 28374-9783
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5009/264
Date	Jul 17, 2018
Book Page	5009/264
Instrument	2018010400

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 20, 2021
Property Address	12 MONTROSE CT, PINEHURST, NC 28374-9783
Document Number	5664/43
Book / Page	5664 / 43
Map Reference	CAB 5 LS 391
Instrument Date	Jul 1, 2021
Instrument	2021016460
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	253 COVE LN, 253, BLAIRSVILLE, GA 30512-1523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MONTROSE CT, PINEHURST, NC 28374-9783

Mortgage

Document Number	2021016461
Date	Jul 20, 2021
Instrument	2021016461

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 12 Montrose Ct was $3,866, down 0.9% from the year before.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Pinehurst Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (-0.9%)	$699,800 (-) Land $80,000 Building $619,800
2025	$3,901.00	$699,800 Land $80,000 Building $619,800
2024			$699,800 (-) Land $80,000 Building $619,800
2023	$4,181.00	$699,800 Land $80,000 Building $619,800	$699,800 Land $80,000 Building $619,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Montrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Montrose Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-PINEHURST serves 31,390 people · EPA ID NC0363108
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Ripple Fiber, T-Mobile.

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