12 Monterrey Rd E, Montgomery, TX 77356 Property Records

Montgomery County property record for 12 Monterrey Rd E, Montgomery, TX 77356

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,825 sqft · built 1995
Lot Size0.548 acres (23,860 sqft)
Owner2 Individual Names on File
Tax Bill$2,271 (2025)
Deeds & MortgagesAug 2026 Sale
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN2615-05-11000

Property Details

APN / Parcel Number

Primary APN2615-05-11000
Alternative APN
  • R67858

Interior

Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,825 sqft Living Area
Gross Area3,776 sqft
1st Floor Area2,825 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area23,860 sqft (0.548 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area654 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Concrete/Masonry Porch
Porch Area332 sqft
Deck Area492 sqft
Patio Area492 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12 MONTERREY RD E
CityMONTGOMERY
StateTX
Zip77356-8178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionS261505 - BENTWATER 05, BLOCK 3, LOT 39, 40
Legal SubdivisionBENTWATER 05
Legal Block3
Legal Lot Number39,40
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2000
Census Tract694304

Owner

Source: Montgomery County records · APN 2615-05-11000

Assessment roll updated August 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Warranty Deed, Transfer
FIRST AMERICAN TITLE
Dec 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Dec 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Dec 12, 2025Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP
Dec 18, 2025Vendor's Lien, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2026
Deed SaleAug 03, 2026
Prior SaleDec 12, 2025 · Amount on Record
Deed Document Number202682786
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateAug 03, 2026
Property Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
Document Number0000082786
Instrument DateAug 03, 2026
Instrument202682786
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
Transaction TypeMortgage
Record UpdatedMay 19, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20695 W 110TH ST, OLATHE, KS 66061-8546

Mortgage

Document Number0000127833
DateDec 12, 2025
Instrument2025127833
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
Transaction TypeMortgage
Record UpdatedApr 01, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20695 W 110TH ST, OLATHE, KS 66061-8546

Mortgage

Document Number0000127833
DateDec 12, 2025
Instrument2025127833
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateDec 12, 2025
Property Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
Document Number0000127832
Map ReferenceCAB E SH 181-A
Instrument DateDec 12, 2025
Instrument2025127832
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178

Mortgage

Document Number0000127833
DateDec 18, 2025
Instrument2025127833
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateDec 18, 2025
Property Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178
Document Number0000127832
Map ReferenceCAB E SH 181-A
Instrument DateDec 12, 2025
Instrument2025127832
Transaction TypeTransfer
Record UpdatedApr 01, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MONTERREY RD E, MONTGOMERY, TX 77356-8178

Mortgage

Document Number0000127833
DateDec 18, 2025
Instrument2025127833
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,271.00 (-1.22%) Homeowner's exemption Senior Citizen's exemption$485,141 (+8.8%) Land $106,634 Building $378,507$485,141 (-3.89%) Land $106,634 Building $378,507
2024$2,299.00 (+69.17%) Homeowner's exemption Senior Citizen's exemption$445,885 (+1%) Land $34,285 Building $470,510$504,795 (-0.39%) Land $34,285 Building $470,510
2023$1,359.00 Homeowner's exemption$405,350 Land $34,290 Building $472,480$506,770 Land $34,290 Building $472,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396943042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 341 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Tachus
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Optimum Communications
Cable · Fiber in parts of the area
940 / 35
Consolidated Communications
DSL
500 / 75

May also be available: AMG Technology Investment Group, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMONTGOMERY COUNTY MUD 18
serves 7,608 people
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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