Camden County and Berlin Borough property record for 12 Montclair Ave, Berlin, NJ 08009
| Property Type | Single Family Home |
|---|---|
| Details | 1,894 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,440 (Dec 1999) |
| Tax Bill | $7,066 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02308-0000-00007 |
| Primary APN | 05-02308-0000-00007 |
|---|---|
| Alternative APN |
|
| Building Area | 1,894 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 12 MONTCLAIR AVE |
|---|---|
| City | BERLIN |
| State | NJ |
| Zip | 08009-7197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-AR |
| Legal Subdivision | FREEDOM VILLAGE SEC 1 |
| Legal Block | 2308 |
| Legal Lot Number | 7 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | BERLIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 608700 |
Source: Camden County and Berlin Borough records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jun 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 1999 · Amount on Record |
| Deed Sale | Dec 28, 1999 · Amount on Record |
| Deed Book / Page | 5061 / 44 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 12 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Number | 0000046685 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 12 MONTCLAIR AVE BERLIN NJ 080097197, BERLIN, NJ 08009-7197 |
| Document Number | 0000046685 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 010660/001476 |
| Instrument | 46685 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Jul 2, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 12 MONTCLAIR AVE, BERLIN, NJ 08009-7197 |
| Document Number | 0000046686 |
| Instrument Date | Jun 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 12 MONTCLAIR AVE BERLIN NJ 080097197, BERLIN, NJ 08009-7197 |
| Document Number | 0000046686 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 010660/001494 |
| Instrument | 46686 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Jul 2, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Berlin Borough |
| Elementary School District | Berlin Borough School District (KG - 08) |
| Secondary School District | Eastern Camden County Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,500 (-) Land $60,000 Building $143,500 | $203,500 (-) Land $60,000 Building $143,500 | |
| 2025 | $7,066.00 (+5.6%) Widower's exemption | $203,500 (-) Land $60,000 Building $143,500 | $203,500 (-) Land $60,000 Building $143,500 |
| 2024 | $6,691.00 (+0.92%) | ||
| 2023 | $203,500 Land $60,000 Building $143,500 | $203,500 Land $60,000 Building $143,500 | |
| 2022 | $6,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2005–2012) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERLIN WATER DEPARTMENT serves 12,991 people · EPA ID NJ0405001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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