Loudoun County property record for 12 Monarch Dr, Sterling, VA 20164
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 1,678 sqft · built 1974 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2021) |
| Tax Bill | $3,676 (2026) |
| Deeds & Mortgages | Jun 2021 Second Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-49-2052-000 |
| Primary APN | 012-49-2052-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 12 MONARCH DR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH3 |
| Legal Description | SUGARLAND RUN S.5B L.406 201105240031855 |
| Legal Subdivision | SUGARLAND RUN |
| Legal Block | 3 |
| Legal Lot Number | 406 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611204 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 7, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 5, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2021 · Amount on Record |
| Deed Sale | Jun 9, 2021 · Amount on Record |
| Prior Sale | May 24, 2011 · Amount on Record |
| Deed Document Number | 202164957 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0000055389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000064959 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202106090064959 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 9, 2021 |
| Property Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Document Number | 202106090064957 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 202106090064957 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | EZ TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Document Number | 202106090064958 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202106090064958 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 202106090064959 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 202106090064959 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 7, 2020 |
| Property Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Document Number | 20200707053307 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 53307 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 12 MONARCH DR STERLING VA 201641339, STERLING, VA 20164-1339 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 5, 2017 |
| Property Address | 12 MONARCH DR, STERLING, VA 20164-1339 |
| Document Number | 20170905055389 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 55389 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 MONARCH DR STERLING VA 201641339, STERLING, VA 20164-1339 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,676.00 (+5.63%) | $456,730 (+5.64%) Land $143,500 Building $313,230 | $456,730 (+5.64%) Land $143,500 Building $313,230 |
| 2025 | $3,480.00 (+0.37%) | $432,350 (+9.11%) Land $143,500 Building $288,850 | $432,350 (+9.11%) Land $143,500 Building $288,850 |
| 2023 | $3,467.00 | $396,250 Land $133,500 Building $262,750 | $396,250 Land $133,500 Building $262,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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