Bergen County and Ramsey Borough property record for 12 Mitchell Way, Ramsey, NJ 07446 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 4,546 sqft Living Area |
| Lot Size | 40,075 sqft (0.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $858,300 (2001) |
| Tax Bill | $36,045.00 (2025) |
Source: Bergen County and Ramsey Borough records · APN 48-02601-0000-00005-03
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MITCHELL WAY, RAMSEY, NJ 07446-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jan 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2001 · Amount on Record |
| Deed Sale | Mar 02, 2001 · Amount on Record |
| Deed Book / Page | 8354 / 523 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MITCHELL WAY, RAMSEY, NJ 07446-1717 |
| Document Number | 0032962421 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 MITCHELL WAY RAMSEY NJ 074461717, RAMSEY, NJ 07446-1717 |
| Document Number | 0032962421 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 003296/002421 |
| Instrument | 46044 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MITCHELL WAY, RAMSEY, NJ 07446-1717 |
| Document Number | 0028591477 |
| Instrument Date | Jan 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12 MITCHELL WAY RAMSEY NJ 074461717, RAMSEY, NJ 07446-1717 |
| Document Number | 0028591477 |
|---|---|
| Date | Feb 07, 2018 |
| Book Page | 002859/001477 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,762,500 (+0.68%) Land $455,200 Building $1,307,300 | $1,762,500 (+0.68%) Land $455,200 Building $1,307,300 | |
| 2025 | $36,045.00 (-0.63%) | $1,750,600 (+36.19%) Land $455,200 Building $1,295,400 | $1,750,600 (+36.19%) Land $455,200 Building $1,295,400 |
| 2024 | $36,273.00 (+7.58%) | ||
| 2023 | $1,285,400 Land $346,000 Building $939,400 | $1,285,400 Land $346,000 Building $939,400 | |
| 2022 | $33,716.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-02601-0000-00005-03 |
|---|---|
| Alternative APN |
|
| Building Area | 4,546 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 40,075 sqft (0.92 acres) |
| Street Address | 12 MITCHELL WAY |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.920AC |
| Legal Subdivision | WOODLAND ESTATES |
| Legal Block | 2601 |
| Legal Lot Number | 5.3 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 44100 |
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