12 Mistletoe Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 12 Mistletoe Ct, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,896 sqft · built 1987
Lot Size0.283 acres (12,310 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Sep 2020)
Tax Bill$12,829 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-00002-0000-00004-06

Property Details

APN / Parcel Number

Primary APN21-00002-0000-00004-06
Alternative APNs
  • 21000020000000040006
  • 00028600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,896 sqft Living Area
1st Floor Area1,896 sqft
Basement Area1,824 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area12,310 sqft (0.283 acres)
Lot Dimensions108 ft deep x 114 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
Patio Area800 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00028600
Street Address12 MISTLETOE CT
CityHOWELL
StateNJ
Zip07731-2865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal SubdivisionRAMTOWN ESTATES
Legal Block2
Legal Lot Number4.6
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1022
Census Tract811501

Owner

Source: Monmouth County and Howell Township records · APN 21-00002-0000-00004-06

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 MISTLETOE CT, HOWELL, NJ 07731-2865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Dec 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIS MORTGAGE CO INC
Sep 10, 2020Grant Deed, Transfer · Conventional with PMI
ATLANTIC MTG
Jul 31, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2020 · Amount on Record
Deed SaleSep 10, 2020 · Amount on Record
Prior SaleAug 23, 2004 · Amount on Record
Deed Document Number2020102039
Deed Book / Page9439 / 7197
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 MISTLETOE CT, HOWELL, NJ 07731-2865
Transaction TypeMortgage
Record UpdatedJan 20, 2023
Title CompanyTITLE365 NLSE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096291476
DateDec 29, 2022
Book Page9629/1476
Instrument2022122561
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address12 MISTLETOE CT, HOWELL, NJ 07731-2865
Transaction TypeMortgage
Record UpdatedJan 14, 2022
Title CompanyCTA, CTA TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095675872
DateDec 23, 2021
Book Page9567/5872
Instrument2021183107
Lender
NameATLANTIS MORTGAGE CO INC
TypeMortgage Company
AddressWEST LONG BRANCH, NJ 07764
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateSep 10, 2020
Property Address12 MISTLETOE CT, HOWELL, NJ 07731-2865
Document Number0000102039
Book / Page009439 / 007197
Instrument DateJul 30, 2020
Instrument102039
Transaction TypeTransfer
Record UpdatedOct 20, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 MISTLETOE CT HOWELL NJ 077312865, HOWELL, NJ 07731-2865

Mortgage

Document Number102040
DateSep 10, 2020
Book Page009439/007209
Instrument102040
Lender
NameATLANTIC MTG
TypeMortgage Company
AddressWEST LONG BRANCH, NJ 07764
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 09, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 31, 2017
Property Address12 MISTLETOE CT, HOWELL, NJ 07731-2865
Document Number0000072854
Book / Page009238 / 005950
Instrument DateJul 13, 2017
Instrument72854
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyNFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MISTLETOE CT HOWELL NJ 077312865, HOWELL, NJ 07731-2865

Mortgage

Document Number72855
DateJul 31, 2017
Book Page009238/005986
Instrument72855
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$751,900 (+0.45%) Land $382,500 Building $369,400$751,900 (+0.45%) Land $382,500 Building $369,400
2025$12,829.00 (+6.25%)$748,500 (+37.19%) Land $382,500 Building $366,000$748,500 (+37.19%) Land $382,500 Building $366,000
2024$12,074.00 (+13.91%)
2023$545,600 Land $172,500 Building $373,100$545,600 Land $172,500 Building $373,100
2022$10,600.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000

May also be available: Verizon, Xfinity.

Based on FCC filings for 374 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBRICK TOWNSHIP MUA
serves 81,829 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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