12 Millstone Ct, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 12 Millstone Ct, Cold Spring, KY 41076 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,528 sqft · built 1985
Lot Size	0.03 acres (1,305 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2026)
Tax Bill	$1,878 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-732.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-732.00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,305 sqft (0.03 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 MILLSTONE CT
City	COLD SPRING
State	KY
Zip	41076-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGHOUSE PHASE A LOT 1-F WILLIAMSTOWN MODEL ONE CAR GARAGE
Legal Subdivision	SPRINGHOUSE
Legal Phase	A
Legal Lot Number	1
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	53301

Owner

Source: Campbell County records · APN 999-99-18-732.00

Assessment roll updated March 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 MILLSTONE CT, COLD SPRING, KY 41076-1861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Aug 07, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Aug 07, 2023 · Amount on Record
Deed Document Number	20266040875
Deed Book / Page	883 / 522
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 04, 2026
Property Address	12 MILLSTONE CT, COLD SPRING, KY 41076-1861
Document Number	0006040875
Book / Page	883 / 522
Instrument Date	Apr 29, 2026
Instrument	2026.6040875
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MILLSTONE CT, COLD SPRING, KY 41076-1861

Mortgage

Document Number	0006040879,
Date	May 04, 2026
Instrument	2026.6040879

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 07, 2023
Property Address	12 MILLSTONE CT, COLD SPRING, KY 41076-1861
Document Number	0005186303
Book / Page	D853 / 388
Map Reference	MB 10 PG 29-D
Instrument Date	Aug 02, 2023
Instrument	5186303
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10581 MICHAEL DR UNIT 8, 8, ALEXANDRIA, KY 41001-7589

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 MILLSTONE CT, COLD SPRING, KY 41076-1861

Mortgage

Document Number	0005186307
Date	Aug 07, 2023
Instrument	5186307

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated March 9, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,878.00 (+71.04%)	$155,000 (+12.4%) Land $10,000 Building $145,000	$155,000 (+12.4%) Land $10,000 Building $145,000
2023	$1,098.00 (+15.34%) Homeowner's exemption	$137,900 (+18.17%) Land $10,000 Building $127,900	$137,900 (+18.17%) Land $10,000 Building $127,900
2022	$952.00 Homeowner's exemption	$116,700 Land $10,000 Building $106,700	$116,700 Land $10,000 Building $106,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210370533012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020, river or lake flooding

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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