12 Mill St, Westwood, MA 02090 Property Records

Norfolk County and Westwood Town property record for 12 Mill St, Westwood, MA 02090

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,527 sqft · built 2022
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$1,950,000 (Mar 2023)
Tax Bill	$25,060 (2026)
Deeds & Mortgages	Jan 2022 Refinance Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WWOO M:028 B:000 L:007`

Property Details

APN / Parcel Number

Primary APN	`WWOO M:028 B:000 L:007`
Alternative APN	`3434`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,527 sqft Living Area
Gross Area	6,206 sqft
1st Floor Area	1,011 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3434
Street Address	12 MILL ST
City	WESTWOOD
State	MA
Zip	02090-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	7
Jurisdiction	WESTWOOD MA
Township / Civil Division	WESTWOOD
Census Block Group	3
Census Block	3013
Census Tract	412100

Owner

12 Mill St is owner-occupied and held in a trust since September 2025.

Source: Norfolk County and Westwood Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12 MILL ST, WESTWOOD, MA 02090-2730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWOOD COOPERATIVE BANK
Oct 3, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION
Sep 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Book / Page	41084 / 50
Last Transfer Date	Sep 29, 2025
Transfer Doc	042684-376
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTWOOD MA
Property Address	12 MILL ST, WESTWOOD, MA 02090-2730
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040218-372
Date	Jan 4, 2022
Book Page	40218/372

Lender

Name	NORWOOD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Oct 3, 2025
Property Address	12 MILL ST, WESTWOOD, MA 02090-2730
Document Number	042684-376
Book / Page	42684 / 376
Instrument Date	Sep 29, 2025
Instrument	69853
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MILL ST, WESTWOOD, MA 02090-2730

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Mar 6, 2023
Property Address	12 MILL ST, WESTWOOD, MA 02090-2730
Document Number	0041084-50
Book / Page	41084 / 50
Instrument Date	Mar 6, 2023
Instrument	12807
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 MILL ST, WESTWOOD, MA 02090-2730

Mortgage

Document Number	0000012808
Date	Mar 6, 2023
Instrument	12808

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTWOOD MA
Recording Date	Sep 16, 2020
Property Address	12 MILL ST, WESTWOOD, MA 02090
Document Number	38352-253
Book / Page	038352 / 000253
Instrument Date	Sep 14, 2020
Instrument	97357
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$472.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 PETTEES POND LN WALPOLE MA 020812339, WALPOLE, MA 02081-2339

Tax Assessment & Valuation

The 2026 property tax bill for 12 Mill St was $25,060, up 4.9% from the year before.

Source: Norfolk County and Westwood Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Westwood Town
Unified School District	Westwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,060.00 (+4.88%)	$1,947,200 (+4.31%) Land $426,000 Building $1,521,200	$2,074,515
2025	$23,894.00 (-0.45%)	$1,866,700 (-0.37%) Land $426,000 Building $1,440,700
2024	$24,002.00 (+71.08%)	$1,873,700 (+90.98%) Land $405,800 Building $1,467,900	$2,078,125
2023	$14,030.00	$981,100 Land $338,200 Building $642,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1982–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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