Middlesex County and Wakefield Town property record for 12 Middle St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 1930 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Dec 2023) |
| Tax Bill | $8,890 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 66122 |
| Primary APN | 66122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| Gross Area | 2,958 sqft |
| Basement Area | 942 sqft |
| Unfinished Basement | 942 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,499 sqft (0.195 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 66122 |
|---|---|
| Street Address | 12 MIDDLE ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-4328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 401 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 335400 |
12 Middle St is owned and occupied by two individuals who bought it in December 2023.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 4, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 12, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Oct 12, 2022 · Amount on File |
| Deed Book / Page | 82275 / 42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 083220-321 |
|---|---|
| Date | Sep 9, 2024 |
| Book Page | 83220/321 |
| Instrument | 102016 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Dec 4, 2023 |
| Property Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Document Number | 0082275-42 |
| Book / Page | 82275 / 42 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 138251 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Document Number | 0000138252 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 138252 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Oct 12, 2022 |
| Property Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Document Number | 080816-590 |
| Book / Page | 80816 / 590 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 152876 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12 MIDDLE ST, WAKEFIELD, MA 01880-4328 |
| Investor | Possibly a Property Investor |
| Document Number | 0000152877 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 152877 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Nov 1, 2032 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
The 2025 property tax bill for 12 Middle St was $8,890, up 51.2% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,890.00 (+51.22%) | $783,300 (+49.89%) Land $395,500 Building $387,800 | $837,805 (+6.6%) |
| 2024 | $5,879.00 (-9.04%) | $522,600 (-5.15%) Land $367,900 Building $154,700 | $785,935 |
| 2023 | $6,463.00 | $551,000 Land $343,400 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 14 (1978–2024) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Middle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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