12 Middle St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 12 Middle St, Lancaster, NH 03584

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 bd · 1.5 ba · 4,240 sqft · built 1880
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2026)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:P07 L:059`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P07 L:059`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,240 sqft Total Area
Gross Area	6,518 sqft
Basement Area	1,546 sqft
Unfinished Basement	1,546 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 MIDDLE ST
City	LANCASTER
State	NH
Zip	03584-3348
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C-COMM
Legal Lot Number	59
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1030
Census Tract	950500

Owner

12 Middle St, a commercial property, is owned by an individual who bought it in June 2026.

Source: Coos County and Lancaster Town records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	9 MECHANIC ST, LANCASTER, NH 03584-3337
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage SAVINGS BANK
Sep 16, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PASSUMPIC SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Sep 16, 2021 · Amount on File
Deed Document Number	20262602545
Deed Book / Page	1706 / 273
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jun 22, 2026
Property Address	12 MIDDLE ST, LANCASTER, NH 03584-3348
Document Number	0000000545
Book / Page	1706 / 273
Instrument Date	Jun 22, 2026
Instrument	2026545
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 MECHANIC ST, LANCASTER, NH 03584-3337

Mortgage

Date	Jun 22, 2026

Lender

Name	SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Sep 16, 2021
Property Address	12 MIDDLE ST, LANCASTER, NH 03584-3348
Document Number	001579-224
Book / Page	1579 / 224
Instrument Date	Sep 16, 2021
Instrument	2105184
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 69, DALTON, NH 03598-0069

Mortgage

Document Number	0002105185
Date	Sep 16, 2021
Instrument	2105185

Lender

Name	PASSUMPIC SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Middle St was $3,567.

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,567.00	$169,300 Land $43,200 Building $126,100
2023	$2,931.00 (-10.69%)	$169,300 (+25.31%) Land $43,200 Building $126,100
2022	$3,282.00	$135,100 Land $24,000 Building $111,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010
Water Source	Surface water
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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