Rockingham County and Derry Town property record for 12 Michael Ave, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 950 sqft · built 1983 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Apr 2022) |
| Tax Bill | $7,887 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:2 B:28 L:38 |
| Primary APN | DERY M:2 B:28 L:38 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Gross Area | 2,031 sqft |
| 1st Floor Area | 950 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Street Address | 12 MICHAEL AVE |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-4341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Block | 28 |
| Legal Lot Number | 38 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 3601 |
Source: Rockingham County and Derry Town records · APN DERY M:2 B:28 L:38
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MICHAEL AVE, DERRY, NH 03038-4341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Apr 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Jul 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Jul 15, 1996 · Amount on Record |
| Deed Document Number | 20226986 |
| Deed Book / Page | 6400 / 324 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 12 MICHAEL AVE, DERRY, NH 03038-4341 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 06607-2650 |
|---|---|
| Date | Mar 19, 2025 |
| Book Page | 6607/2650 |
| Instrument | 25007693 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | Apr 15, 2022 |
| Property Address | 12 MICHAEL AVE, DERRY, NH 03038-4341 |
| Document Number | 006400-324 |
| Book / Page | 6400 / 324 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 22016986 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24 LINLEW DR APT 1, 1, DERRY, NH 03038-2947 |
| Document Number | 0022016987 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 22016987 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Property Address | 12 MICHAEL AVE, DERRY, NH 03038-4341 |
| Document Number | 0061522911 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE INS INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 12 MICHAEL AVE DERRY NH 030384341, DERRY, NH 03038-4341 |
| Document Number | 0061522911 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 006152/002911 |
| Instrument | 41978 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Aug 17, 2032 |
Source: Rockingham County and Derry Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,887.00 (+1.61%) | $415,300 (-) Land $214,500 Building $200,800 | |
| 2024 | $7,762.00 (+6.81%) | $415,300 (+18.18%) Land $214,500 Building $200,800 | |
| 2023 | $7,267.00 (+8.61%) | $351,400 (-) Land $182,300 Building $169,100 | $378,765 |
| 2022 | $6,691.00 | $351,400 Land $182,300 Building $169,100 |
Source: FEMA National Flood Hazard Layer, Rockingham County (33015C), updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330150036012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 99% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | DERRY WATER DEPT serves 17,528 people |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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