12 Merrill Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 12 Merrill Rd, Worcester, MA 01606

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,458 sqft · built 1910
Lot Size	0.119 acres (5,204 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Sep 2019)
Tax Bill	$10,917 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-014-00048`

Property Details

APN / Parcel Number

Primary APN	`13-014-00048`
Alternative APN	`WORC M:13 B:014 L:00048`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,458 sqft Living Area
Gross Area	6,990 sqft
1st Floor Area	1,486 sqft
Basement Area	1,657 sqft
Unfinished Basement	1,657 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	5,204 sqft (0.119 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13-014-00048
Street Address	12 MERRILL RD
City	WORCESTER
State	MA
Zip	01606-2854
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Subdivision	LAND CHARLTON MASS
Legal Block	14
Legal Lot Number	48
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1018
Census Tract	730500

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · ARM COUNTRY BANK
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Sep 25, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Sep 17, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	Sep 20, 2018 · Amount on Record
Deed Document Number	201995718
Deed Book / Page	61065 / 269
Last Transfer Date	Sep 19, 2023
Transfer Doc	069678-378
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00069679-1
Date	Sep 25, 2023
Book Page	69679/1
Instrument	79411

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Oct 1, 2030
Index	1-Year CMT

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069688-127
Date	Sep 27, 2023
Book Page	69688/127
Instrument	80171

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 25, 2023
Property Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Document Number	069678-378
Book / Page	69678 / 378
Instrument Date	Sep 19, 2023
Instrument	79410
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MERRILL RD, WORCESTER, MA 01606-2854

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066898-261
Date	Jan 6, 2022
Book Page	66898/261
Instrument	1898

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 17, 2019
Property Address	12 MERRILL RD, WORCESTER, MA 01606-2854
Document Number	61065-269
Book / Page	61065 / 269
Instrument Date	Sep 12, 2019
Instrument	95718
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MERRILL RD, WORCESTER, MA 01606-2854

Mortgage

Document Number	95719
Date	Sep 17, 2019
Instrument	95719

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,917.00 (+3.22%)	$822,100 (+2.53%) Land $104,900 Building $717,200
2025	$10,576.00 (+1.8%)	$801,800 (+10.67%) Land $99,900 Building $701,900
2023	$10,389.00	$724,500 Land $86,900 Building $637,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Netafy, Verizon.

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