12 Merrifield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 12 Merrifield St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,586 sqft · built 1990
Lot Size	0.639 acres (27,854 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Sep 2026)
Tax Bill	$9,349 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0025 B:0105 L:0006`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0025 B:0105 L:0006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	7,773 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,854 sqft (0.639 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 MERRIFIELD ST
City	ROWLEY
State	MA
Zip	01969-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CEN
Legal Block	105
Legal Lot Number	6
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1069
Census Tract	270100

Owner

12 Merrifield St is owned and occupied by two individuals who bought it in September 2026.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 MERRIFIELD ST, ROWLEY, MA 01969-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Aug 28, 1998 · Amount on File
Deed Document Number	20261410
Deed Book / Page	43621 / 546
Prior Transfer Date	Sep 8, 2026
Prior Transfer Doc	0000001410
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 10, 2026
Property Address	12 MERRIFIELD ST, ROWLEY, MA 01969-1836
Document Number	0000001410
Book / Page	43621 / 546
Instrument Date	Sep 8, 2026
Instrument	20261410
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 MERRIFIELD ST, ROWLEY, MA 01969-1836

Mortgage

Date	Sep 10, 2026

Lender

Name	EASTERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12 Merrifield St was $9,349, up 3% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,349.00 (+3.01%)	$773,300 (+0.29%) Land $295,500 Building $477,800	$1,013,755 (+15.41%)
2025	$9,076.00 (+1.87%)	$771,100 (+4.73%) Land $281,400 Building $489,700	$878,370
2024	$8,909.00 (-0.75%)	$736,300 (+6.8%) Land $268,000 Building $468,300
2023	$8,976.00	$689,400 Land $233,000 Building $456,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Merrifield St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Merrifield St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20