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12 Merganser Way, Freeport, ME 04032 Property Records

Cumberland County and Freeport Town property record for 12 Merganser Way, Freeport, ME 04032

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on File
Last Sale$1,925,000 (Aug 2024)
Tax Bill$15,749 (2025)
Deeds & MortgagesSep 2023 Refinance
Aug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5A 020000000

Property Details

APN / Parcel Number

Primary APN5A 020000000
Alternative APNs
  • FPRT M:5A B:20 L:0 U:0
  • 20254471
  • 3457

Exterior

Lot Area33,541 sqft (0.77 acres)
Boat AccessBoat Access
Total Buildings2 Buildings

Location & Zoning

Account Number3457
Street Address12 MERGANSER WAY
CityFREEPORT
StateME
Zip04032-6365
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code1175
Legal SubdivisionFLYING POINT
Legal Block20
JurisdictionFREEPORT ME
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1006
Census Tract4502

Owner

12 Merganser Way, a residential property, is owned by two individuals who bought it in August 2024.

Source: Cumberland County and Freeport Town records, as of July 30, 2026

Owner of Record2 Individual Names on File
Mailing Address26 CASTLE VIEW DR, YARMOUTH, ME 04096-5547
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BATH SAVINGS INSTITUTION
Aug 16, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
ANDROSCOGGIN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2024 · Amount on File
Deed SaleAug 16, 2024 · Amount on File
Deed Book / Page40933 / 331
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREEPORT ME
Property Address12 MERGANSER WAY, FREEPORT, ME 04032-6365
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0403540171
DateSep 12, 2023
Book Page40354/171
Instrument32322
Lender
NameBATH SAVINGS INSTITUTION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueOct 1, 2048

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREEPORT ME
Recording DateAug 16, 2024
Property Address12 MERGANSER WAY, FREEPORT, ME 04032-6365
Document Number0409330331
Book / Page40933 / 331
Instrument DateAug 15, 2024
Instrument29854
Transaction TypeTransfer
Record UpdatedFeb 16, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26 CASTLE VIEW DR, YARMOUTH, ME 04096-5547

Mortgage

Document Number0000029856
DateAug 16, 2024
Instrument29856
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Merganser Way was $15,749, up 7.4% from the year before.

Source: Cumberland County and Freeport Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionFreeport Town
Unified School DistrictRegional School Unit 05 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$15,749.00 (+7.36%)$1,137,100 (+3.49%) Land $800,700 Building $336,400
2024$14,669.00 (+8.02%)$1,098,800 (+11.26%) Land $762,400 Building $336,400
2023$13,580.00 (+9.31%)$987,600 (+8.52%) Land $693,200 Building $294,400
2022$12,423.00$910,100 Land $618,900 Building $291,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Merganser Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Merganser Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Fidium Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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