12 Memorial Dr, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 12 Memorial Dr, Troy, NH 03465

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,168 sqft · built 1970
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$95,000 (Jan 2019)
Tax Bill$4,743 (2025)
Deeds & MortgagesJan 2022 Refinance
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTROY M:013 B:0081 L:0000

Property Details

APN / Parcel Number

Primary APNTROY M:013 B:0081 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,168 sqft Living Area
Gross Area2,066 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,473 sqft (0.47 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 MEMORIAL DR
CityTROY
StateNH
Zip03465-2300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDE
Legal Block81
JurisdictionTROY TOWN NH
Township / Civil DivisionTROY
Census Block Group4
Census Block4022
Census Tract970800

Owner

Source: Cheshire County and Troy Town records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 MEMORIAL DR, TROY, NH 03465-2300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
SAVINGS BANK OF WALPOLE
Jan 22, 2019Warranty Deed, Transfer · FHA Mortgage
HARBORONE MTG LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2019 · Amount on File
Deed SaleJan 22, 2019 · Amount on File
Deed Document Number2019433
Deed Book / Page3053 / 404
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROY TOWN NH
Property Address12 MEMORIAL DR, TROY, NH 03465-2300
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003198-526
DateJan 18, 2022
Book Page3198/526
Instrument2200535
Lender
NameSAVINGS BANK OF WALPOLE
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueFeb 1, 2042

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTROY TOWN NH
Recording DateJan 22, 2019
Property Address12 MEMORIAL DR, TROY, NH 03465-2300
Document Number0030530404
Book / Page003053 / 000404
Instrument DateJan 22, 2019
Instrument433
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,425.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 MEMORIAL DR TROY NH 034652300, TROY, NH 03465-2300

Mortgage

Document Number30530406
DateJan 22, 2019
Book Page003053/000406
Instrument434
Lender
NameHARBORONE MTG LLC
AddressMANCHESTER, NH 03101
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 21, 2049

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCheshire County
County SubdivisionTroy Town
Unified School DistrictMonadnock Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,743.00 (+18.78%)$220,200 (+91.81%) Land $27,400 Building $192,800
2018$3,993.00$114,800 Land $24,400 Building $90,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER WORKS
serves 1,200 people · EPA ID NH2361010
Water SourceGroundwater
Last State InspectionJan 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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