12 Melcher Dr, Bingham, ME 04920 Property Records

Somerset County and Bingham Town property record for 12 Melcher Dr, Bingham, ME 04920

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft
Lot Size16 acres (696,960 sqft)
OwnerIndividual Name on Record
Last Sale$180,000 (Dec 2016)
Tax Bill$2,764 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2022 Line of Credit
APNBING M:007 L:057

Property Details

APN / Parcel Number

Primary APNBING M:007 L:057
Alternative APN
  • 320

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl
Roof MaterialGalvanized Metal
Lot Area696,960 sqft (16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12 MELCHER DR
CityBINGHAM
StateME
Zip04920-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number57
JurisdictionBINGHAM ME
Township / Civil DivisionBINGHAM
Census Block Group2
Census Block2016
Census Tract966200

Owner

Source: Somerset County and Bingham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 MELCHER DR, BINGHAM, ME 04920-4427
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2016 · Amount on Record
Deed SaleDec 5, 2016 · Amount on Record
Deed Book / Page5106 / 45
Last Transfer DateFeb 14, 2025
Transfer Doc0062610059
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBINGHAM ME
Property Address12 MELCHER DR, BINGHAM, ME 04920-4427
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063770243
DateJan 16, 2026
Book Page6377/243
Instrument465
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBINGHAM ME
Property Address12 MELCHER DR, BINGHAM, ME 04920-4427
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059100001
DateAug 4, 2022
Book Page5910/1
Instrument9382
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Bingham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySomerset County
County SubdivisionBingham Town
Unified School DistrictSchool Administrative District 13 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,764.00 (+3.75%)$251,310 (-) Land $48,300 Building $203,010
2024$2,664.00 (-1.66%)$251,310 (+61.4%) Land $48,300 Building $203,010
2021$2,709.00$155,710 Land $31,900 Building $123,810$136,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1984–2023)
Most Recent ClaimDec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBINGHAM WATER DISTRICT
serves 1,075 people · EPA ID ME0090180
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2025)
action level 15 ppb
Copper1.73 mg/L (2017–2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Starlink
Satellite
280 / 30

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