12 Mechanic Sq, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Mechanic Sq, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1900
Lot Size0.047 acres (2,034 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (Oct 1999)
Tax Bill$8,208 (2026)
Deeds & MortgagesFeb 2024 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNMARB M:0150 B:099C L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0150 B:099C L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
Gross Area2,686 sqft
Basement Area612 sqft
Unfinished Basement612 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,034 sqft (0.047 acres)

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address12 MECHANIC SQ
CityMARBLEHEAD
StateMA
Zip01945-3414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHIST
Legal SubdivisionMARBLEHEAD
Legal Block99C
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1020
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 MECHANIC SQ, MARBLEHEAD, MA 01945-3414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Line of Credit
NATIONAL GRAND BANK OF MARBLEHEAD
Nov 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 1999 · Amount on Record
Deed SaleOct 20, 1999 · Amount on Record
Prior SaleMay 13, 1998 · Amount on Record
Deed Book / Page16002 / 286
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 MECHANIC SQ, MARBLEHEAD, MA 01945-3414
Transaction TypeMortgage
Record UpdatedMar 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042000-505
DateFeb 28, 2024
Book Page42000/505
Instrument20240228000250
Lender
NameNATIONAL GRAND BANK OF MARBLEHEAD
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address12 MECHANIC SQ, MARBLEHEAD, MA 01945-3414
Document Number38004-345
Instrument DateNov 1, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MECHANIC SQ MARBLEHEAD MA 019453414, MARBLEHEAD, MA 01945-3414

Mortgage

Document Number38004-345
DateNov 6, 2019
Book Page038004/000345
Instrument1106002280
Lender
NameNATIONAL GRAND BK/MARBLEHEAD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,208.00 (-1.84%)$958,900 (+3.78%) Land $660,400 Building $298,500$872,286
2025$8,362.00 (+8.53%)$924,000 (+7.45%) Land $660,400 Building $263,600
2024$7,705.00 (+1.94%)$859,900 (+13.77%) Land $660,400 Building $199,500
2023$7,558.00$755,800 Land $569,000 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Mechanic Sq

Nearby Streets

Search Property Records by Address or Parcel Number