12 McElroy Dr, Trafford, PA 15085 Property Records

Westmoreland County property record for 12 McElroy Dr, Trafford, PA 15085

Property Summary

Property Type	Single Family Home
Details	2,081 sqft · built 1995
Lot Size	0.27 acres (11,772 sqft)
Owner	Individual Name on Record
Tax Bill	$6,543 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2019 Line of Credit + 2 more
APN	`55-02-10-0-137`

Property Details

APN / Parcel Number

Primary APN	`55-02-10-0-137`
Alternative APN	`0550020100137`

Interior

Stories	1 Story
Building Area	2,081 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	11,772 sqft (0.27 acres)
Lot Dimensions	138 ft deep x 85 ft wide

Location & Zoning

Street Address	12 MCELROY DR
City	TRAFFORD
State	PA
Zip	15085-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 HSE 85 X 138.5
Legal Subdivision	DONALD B PAINTER PLAN OF LOTS
Legal Lot Number	6
Jurisdiction	WESTMORELAND PA
Township / Civil Division	PENN
Census Block Group	1
Census Block	1003
Census Tract	802301

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 MCELROY DR, TRAFFORD, PA 15085-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit S & T BANK
Dec 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage S & T BANK
May 5, 2017	Loan Modification, Mortgage FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 6, 2002
Transfer Doc	0000014310
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12 MCELROY DR, TRAFFORD, PA 15085-1354
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025346
Date	Jun 22, 2021
Instrument	202106220025346

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12 MCELROY DR, TRAFFORD, PA 15085-1354
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039020
Date	Dec 16, 2019
Instrument	201912160039020

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	12 MCELROY DR, TRAFFORD, PA 15085-1354
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039019
Date	Dec 16, 2019
Instrument	201912160039019

Lender

Name	S & T BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTMORELAND PA
Property Address	12 MCELROY DR, TRAFFORD, PA 15085-1354
Document Number	0000016340
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016340
Date	May 18, 2017
Instrument	16340

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Penn Township
Unified School District	Penn-Trafford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,543.00	$46,430 (-) Land $6,190 Building $40,240
2025	$6,543.00 (+3.68%)		$46,430 (-) Land $6,190 Building $40,240
2024	$6,311.00	$46,430 Land $6,190 Building $40,240
1972			$46,430 Land $6,190 Building $40,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2009–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Nearby Properties on McElroy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures