12 McCulloch St, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 12 McCulloch St, Needham Heights, MA 02494

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 928 sqft · built 2016
OwnerTrust Name on Record
Last Sale$1,310,000 (Aug 2023)
Tax Bill$13,836 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APNNEED M:099.0 B:0074 L:0012.0

Property Details

APN / Parcel Number

Primary APNNEED M:099.0 B:0074 L:0012.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area928 sqft Living Area
Gross Area1,856 sqft
1st Floor Area1,856 sqft
Basement Area768 sqft
Unfinished Basement338 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleOther
Exterior MaterialWood Siding
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12 MCCULLOCH ST
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1318
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block74
Legal Lot Number12.0
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2024
Census Tract403502

Owner

Source: Norfolk County and Needham Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address12 MCCULLOCH ST, NEEDHAM HEIGHTS, MA 02494-1318
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · ARM
WELLS FARGO BANK NA
Aug 15, 2023Condominium Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on Record
Deed SaleAug 15, 2023 · Amount on Record
Prior SaleFeb 17, 2017 · Amount on Record
Deed Book / Page41360 / 10
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address12 MCCULLOCH ST, NEEDHAM, MA 02494-1318
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number039645-253
DateJul 20, 2021
Book Page39645/253
Instrument94409
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.38%
Type Change DateAug 1, 2026
IndexOther

August 2023: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionNEEDHAM MA
Recording DateAug 15, 2023
Property Address12 MCCULLOCH ST, NEEDHAM, MA 02494-1318
Document Number0041360-10
Book / Page41360 / 10
Instrument DateJul 10, 2023
Instrument52673
Transaction TypeTransfer
Record UpdatedSep 1, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CURTIS RD, NEEDHAM, MA 02492-1225

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,836.00 (+8.86%)$1,305,300 (+33.92%) Building $1,305,300
2023$12,710.00$974,700 Building $974,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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