East Lyme Town property record for 12 McCook Pl, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1931 |
| Square Footage | 1,394 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2013) |
| Tax Bill | $5,904.00 (2025) |
| Primary APN | ELYM M:011.2 B:00175 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,394 sqft Living Area |
| Gross Area | 3,698 sqft Gross Area |
| 1st Floor | 1,394 sqft 1st Floor |
| Attic Area | 840 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,344 sqft Basement |
| Unfinished Basement | 1,344 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 6804 |
|---|---|
| Street Address | 12 MCCOOK PL |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 175 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:011.2 B:00175 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance PRIMELENDING |
| Feb 03, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance CITIZENS BANK |
| May 24, 2023 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2013 · Amount on Record |
| Deed Sale | Aug 01, 2013 · Amount on Record |
| Prior Sale | Sep 30, 1996 · Amount on Record |
| Deed Book / Page | 918 / 752 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | May 19, 2026 |
| Property Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Document Number | 01133-1075 |
| Book / Page | 1133 / 1075 |
| Instrument Date | May 13, 2026 |
| Instrument | 20261326 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Document Number | 0000001326, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 1133/1075 |
| Instrument | 20261326 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001064-429 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 1064/429 |
| Instrument | 2990 |
| Name | PRIMELENDING |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00001093-6 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 1093/6 |
| Instrument | 223 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 12 MCCOOK PL, NIANTIC, CT 06357-3106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001096-396 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 1096/396 |
| Instrument | 967 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,904.00 | $210,770 (-) Land $102,900 Building $107,870 | $147,539 Land $72,030 Building $75,509 |
| 2024 | $5,904.00 (+12.59%) | ||
| 2023 | $5,244.00 (+4.36%) | $210,770 (-) Land $102,900 Building $107,870 | |
| 2022 | $5,025.00 | $210,770 Land $102,900 Building $107,870 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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