12 McColl St, Yale, MI 48097 Property Records

St. Clair County property record for 12 McColl St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,606 sqft · built 1920
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2026)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-075-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-075-0003-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,452 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	108 ft deep x 92 ft wide
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12 MCCOLL ST
City	YALE
State	MI
Zip	48097-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 TO 10 BLK 1 ALTA VISTA ADDITION TO THE CITY OF YALE
Legal Subdivision	ALTA VISTA ADDITION
Legal Block	1
Legal Lot Number	5-10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

Source: St. Clair County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6940 PERRY RD, BROCKWAY, MI 48097-3910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer LIBERTY TITLE
Nov 14, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	202618651
Deed Book / Page	5964 / 464
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2026
Property Address	12 MCCOLL ST, YALE, MI 48097-3327
Document Number	0000018651
Book / Page	5964 / 464
Instrument Date	Aug 24, 2026
Instrument	202618651
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$193,162.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6940 PERRY RD, BROCKWAY, MI 48097-3910

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 14, 2019
Property Address	12 MCCOLL ST, YALE, MI 48097-3327
Document Number	0051200276
Book / Page	005120 / 000276
Instrument Date	Nov 8, 2019
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	MARITIME TITLE AGENCY LLC, MARITIME TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,483.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 MCCOLL ST YALE MI 480973327, YALE, MI 48097-3327

Mortgage

Document Number	51310693
Date	Nov 14, 2019
Book Page	005131/000693

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (+4.27%)	$253,800 (+4.27%)
2025	$3,907.00 (+4.05%) Homeowner's exemption	$121,700 (+16.46%)
2024	$3,755.00 (+8.56%)		$243,400 (+16.46%)
2023		$104,500
2022	$3,459.00		$209,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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