St. Charles County property record for 12 McCluer Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,791 sqft · built 1999 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $657,020 (Apr 2026) |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T001600189 |
| Primary APN | T001600189 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,791 sqft Living Area |
| Gross Area | 4,822 sqft |
| 1st Floor Area | 2,791 sqft |
| Basement Area | 1,221 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | Deck Area |
| Patio Area | 688 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T001600189 |
|---|---|
| Street Address | 12 MCCLUER CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT DARDENNE PRAIRIE VILLAS #3 UNIT 1245 |
| Legal Subdivision | VLGS AT DARDENNE PRAIRIE VILLAS #3 |
| Legal Lot Number | 1245 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311152 |
Source: St. Charles County records · APN T001600189
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Apr 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2006 · Amount on Record |
| Deed Document Number | 202617295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Document Number | 0000045102 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021R-045102 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 15, 2026 |
| Property Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Document Number | 0000017295 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 202617295 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Document Number | 0000017296, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202617296 |
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12 MCCLUER CT, O FALLON, MO 63368-1503 |
| Document Number | 2021R045102 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021R-045102 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 (+1.31%) | $86,953 (+4.31%) | $457,646 (+4.31%) Land $75,000 Building $382,646 |
| 2024 | $5,497.00 | ||
| 2023 | $83,360 | ||
| 2022 | $438,737 Land $50,000 Building $388,737 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 200 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures