12 Masters Way, Pooler, GA 31322 Property Records

Chatham County property record for 12 Masters Way, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,357 sqft · built 2009
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Feb 2023)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014B-14-031`

Property Details

APN / Parcel Number

Primary APN	`5-1014B-14-031`
Alternative APN	`A331Y022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,357 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Garage Type	Mixed
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	12 MASTERS WAY
City	POOLER
State	GA
Zip	31322-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 619 THE ARBORS PHASE 8 SMB 39S 20A .215 AC SMB 39S 69A
Legal Subdivision	ARBORS @ GODLY
Legal Phase	8
Legal Lot Number	619
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	1
Census Block	1009
Census Tract	10705

Owner

12 Masters Way is owned and occupied by an individual who bought it in February 2023.

Source: Chatham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 MASTERS WAY, POOLER, GA 31322-6011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHATHAM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Oct 18, 2012 · Amount on File
Deed Document Number	20231577
Deed Book / Page	3030 / 208
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 MASTERS WAY, POOLER, GA 31322-6011
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 SPRING VILLA DR, JACKSONVILLE, NC 28540-3345
Investor	Possibly a Property Investor

Mortgage

Document Number	0035720464
Date	Jan 16, 2025
Book Page	0000003572/0000000464

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2065

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 21, 2023
Property Address	12 MASTERS WAY, POOLER, GA 31322-6011
Document Number	0030300208
Book / Page	3030 / 208
Instrument Date	Feb 21, 2023
Instrument	2023-001577
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MASTERS WAY, POOLER, GA 31322-6011
Investor	Possibly a Property Investor

Mortgage

Document Number	0003030210
Date	Feb 21, 2023
Instrument	3030/210

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	12 MASTERS WAY, POOLER, GA 31322-6011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1225/218
Date	Nov 22, 2017
Book Page	1225/218
Instrument	30715750011

Lender

Name	FIRST CHATHAM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 12 Masters Way was $3,813.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,320 (+3.11%) Land $20,000 Building $144,320	$410,800 (+3.11%) Land $50,000 Building $360,800
2025	$3,813.00	$159,360 Land $20,000 Building $139,360	$398,400 Land $50,000 Building $348,400
2023		$136,880 (+9.54%) Land $14,000 Building $122,880	$342,200 (+9.54%) Land $35,000 Building $307,200
2022	$3,102.00	$124,960 Land $14,000 Building $110,960	$312,400 Land $35,000 Building $277,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Masters Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Masters Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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