12 Marsh St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 12 Marsh St, Lowell, MA 01854

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,160 sqft · built 1909
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Sep 2023)
Tax Bill$5,986 (2026)
Deeds & MortgagesSep 2023 Sale
Feb 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNM19090

Property Details

APN / Parcel Number

Primary APNM19090
Alternative APNs
  • LOWE M:118 B:3920 L:12
  • M:000118 T:M19090

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories3 Stories
Building Area2,160 sqft Living Area
Gross Area4,320 sqft
1st Floor Area1,080 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberM19090
Street Address12 MARSH ST
CityLOWELL
StateMA
Zip01854-3204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block3920
Legal Lot Number12
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1010
Census Tract310700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 PINE GROVE AVE, WOBURN, MA 01801-2409
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Quit Claim Deed, Transfer
Feb 5, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 20, 2019Quit Claim Deed, Transfer · Stand-Alone Refinance
HOMESTEAD FUNDING CORP
Nov 30, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 31, 2017Quit Claim Deed, Transfer · Conventional Mortgage
VELOCITY COM'L CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleNov 30, 2018
Deed Book / Page38098 / 253
Record UpdatedOct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 29, 2023
Property Address12 MARSH ST, LOWELL, MA 01854-3204
Document Number038098-253
Book / Page38098 / 253
Instrument DateSep 29, 2023
Instrument28910
Transaction TypeTransfer
Record UpdatedOct 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 PINE GROVE AVE, WOBURN, MA 01801-2409

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 5, 2021
Property Address12 MARSH ST, LOWELL, MA 01854-3204
Document Number35302-85
Book / Page35302 / 85
Instrument DateFeb 5, 2021
Instrument7488
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 PINE ST STE 13, 13, LOWELL, MA 01851-3100

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 20, 2019
Property Address12 MARSH ST, LOWELL, MA 01854-3204
Document Number33682-69
Book / Page33682 / 69
Instrument DateDec 20, 2019
Instrument57672
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MOUNT VERNON ST, LOWELL, MA 01854-3328

Mortgage

Document Number33682-71
DateDec 20, 2019
Book Page33682/71
Instrument57673
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 1, 2051

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateNov 30, 2018
Property Address12 MARSH ST, LOWELL, MA 01854-3204
Document Number32609-27
Book / Page032609 / 000027
Instrument DateNov 30, 2018
Instrument52362
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16 PINE ST #13 LOWELL MA 018513100, 13, LOWELL, MA 01851-3100

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 31, 2017
Property Address12 MARSH ST, LOWELL, MA 01854-3204
Document Number31435-279
Book / Page031435 / 000279
Instrument DateAug 31, 2017
Instrument38941
Transaction TypeTransfer
Record UpdatedSep 19, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 MOUNT VERNON ST LOWELL MA 018543328, LOWELL, MA 01854-3328

Mortgage

Document Number31436-1
DateAug 31, 2017
Book Page031436/000001
Instrument38944
Lender
NameVELOCITY COM'L CAP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,986.00 (+7.99%)$527,400 (+9.24%) Land $142,400 Building $385,000$601,660
2025$5,543.00 (+7.53%)$482,800 (+11.55%) Land $117,400 Building $365,400
2024$5,155.00 (+7.58%)$432,800 (+12.18%) Land $109,700 Building $323,100
2023$4,792.00$385,800 Land $95,400 Building $290,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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