Campbell County property record for 12 Marian Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,780 sqft · built 1957 |
| Owner | Individual Name on File |
| Last Sale | $301,000 (Sep 2025) |
| Tax Bill | $2,520 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-864.00 |
| Primary APN | 999-99-19-864.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919864.00 |
|---|---|
| Street Address | 12 MARIAN DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-1827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 10 11 SACKSTEDDER SUBD |
| Legal Subdivision | SACKSTEDER SUBDIVISION |
| Legal Lot Number | 10-11 11 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 53301 |
12 Marian Dr is owned and occupied by an individual who bought it in September 2025.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Nov 14, 2018 |
| Deed Document Number | 5992924 |
| Deed Book / Page | D876 / 810 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 25, 2025 |
| Property Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Document Number | 0005992924 |
| Book / Page | D876 / 810 |
| Map Reference | MB 10 PG 22 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 5992924 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $301.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9801 BURLEIGH LN, UNION, KY 41091-8662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005125195 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | M2265/544 |
| Instrument | 5125195 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOME CLOSINGS INC |
| Name | Verified Name |
|---|
| Document Number | 0005100760 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | M2199/744 |
| Instrument | 5100760 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 14, 2018 |
| Property Address | 12 MARIAN DR, COLD SPRING, KY 41076-1827 |
| Document Number | 0005083467 |
| Book / Page | 000799 / 000105 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 5083467 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3263 CHEVAL DR MEMPHIS TN 381250793, MEMPHIS, TN 38125-0793 |
The 2025 property tax bill for 12 Marian Dr was $2,520, down 1.3% from the year before.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,520.00 (-1.33%) | $208,000 (-) Land $30,000 Building $178,000 | $208,000 (-) Land $30,000 Building $178,000 |
| 2024 | $2,554.00 (+2.32%) | $208,000 (-) Land $30,000 Building $178,000 | $208,000 (-) Land $30,000 Building $178,000 |
| 2023 | $2,496.00 (+20.12%) | $208,000 (+25.08%) Land $30,000 Building $178,000 | $208,000 (+25.08%) Land $30,000 Building $178,000 |
| 2022 | $2,078.00 | $166,300 Land $15,000 Building $151,300 | $166,300 Land $15,000 Building $151,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Marian Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Marian Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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