12 Maple St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 12 Maple St, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,226 sqft · built 2020
Lot Size0.724 acres (31,516 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 2018)
Tax Bill$17,342 (2025)
Deeds & MortgagesApr 2019 Refinance
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNTOPS M:0049 B:0034 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0049 B:0034 L
Alternative APN
  • 1507

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,226 sqft Living Area
Gross Area6,912 sqft
Basement Area1,010 sqft
Unfinished Basement1,010 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,516 sqft (0.724 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number1507
Street Address12 MAPLE ST
CityTOPSFIELD
StateMA
Zip01983-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block34
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group2
Census Block2022
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 RICE AVE, REVERE, MA 02151-1711
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BRISTOL COUNTY SAVINGS BANK
Sep 27, 2018Quit Claim Deed, Transfer
BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Prior SaleJan 2, 2014 · Amount on Record
Deed Document Number201827003570
Deed Book / Page37043 / 494
Transfer Doc037043-494
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address12 MAPLE ST, TOPSFIELD, MA 01983-1809
Transaction TypeMortgage
Record UpdatedMar 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37457-91
DateApr 23, 2019
Book Page37457/91
Instrument20190423001470
Lender
NameBRISTOL COUNTY SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueMay 1, 2050

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateSep 27, 2018
Property Address12 MAPLE ST, TOPSFIELD, MA 01983-1809
Document Number37043-494
Book / Page37043 / 494
Instrument180927003570
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number370430501
DateSep 27, 2018
Instrument37043/0501
Lender
NameBRISTOL COUNTY SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueSep 27, 2033
Interest
Rate4.5%
Max Rate At Change0.12%
Max Rate3.5%

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,342.00 (+2.15%)$1,156,900 (+0.1%) Land $342,000 Building $814,900$1,043,290
2024$16,977.00 (+14.06%)$1,155,700 (+18.02%) Land $342,000 Building $813,700
2023$14,884.00$979,200 Land $330,600 Building $648,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims10 (1978–2010)
Claims Outside the SFHA1 of 10
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 5 claims
  • Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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