12 Maple St, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 12 Maple St, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,667 sqft · built 1910
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,300 (Aug 2021)
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Jan 2019 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:014 L:098`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:014 L:098`
Alternative APN	`613`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,667 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	613
Street Address	12 MAPLE ST
City	OAKLAND
State	ME
Zip	04963-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DOWNTO
Legal Lot Number	98
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3018
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 MAPLE ST, OAKLAND, ME 04963-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBUNK SAVINGS BANK
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Aug 9, 2021	Warranty Deed, Transfer · Stand-Alone Refinance KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on Record
Deed Sale	Aug 9, 2021 · Amount on Record
Prior Sale	Oct 24, 2008 · Amount on Record
Deed Document Number	202122295
Deed Book / Page	14122 / 132
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	2021022296
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	12 MAPLE ST, OAKLAND, ME 04963-4935
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000471
Date	Jan 9, 2019
Book Page	13125/111
Instrument	2019000471

Lender

Name	KENNEBUNK SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2028

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	12 MAPLE ST, OAKLAND, ME 04963-4935
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007981
Date	Apr 16, 2020
Book Page	13528/154
Instrument	2020007981

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	May 1, 2029

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Aug 9, 2021
Property Address	12 MAPLE ST, OAKLAND, ME 04963-4935
Document Number	2021022295
Book / Page	14122 / 132
Instrument Date	Aug 4, 2021
Instrument	2021022295
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 MAPLE ST, OAKLAND, ME 04963-4935

Mortgage

Document Number	2021022296
Date	Aug 9, 2021
Book Page	14122/134
Instrument	2021022296

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+6.84%)	$124,000 (-) Land $16,700 Building $107,300
2024	$1,813.00 (+16.67%)	$124,000 (+14.92%) Land $16,700 Building $107,300
2023	$1,554.00 (-0.83%)	$107,900 (+18.44%) Land $16,700 Building $91,200	$240,445
2022	$1,567.00	$91,100 Land $15,100 Building $76,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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