Allegany County property record for 12 Maple St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,200 sqft · built 1968 |
| Lot Size | 0.142 acres (6,170 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Sep 2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-014685 |
| Primary APN | 04-014685 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,056 sqft Total Area |
|---|
| Year Built | Built 2026 |
|---|---|
| Effective Year Built | Effective 2026 |
| Lot Area | 6,170 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Sewer | Connected |
|---|
| Account Number | 014685 |
|---|---|
| Street Address | 12 MAPLE ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z-RC |
| Legal Description | 6,170 SF E/S MAPLE ST LT 3 CUMBERLAND 61.70 X 100 |
| Legal Subdivision | MAPLESIDE ADD |
| Legal Lot Number | 3 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 700 |
Source: Allegany County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 MAPLE ST, CUMBERLAND, MD 21502-4356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed, Transfer · Conventional Mortgage RD SETTLEMENTS LLC, ELEVATED SETTLEMENTS LLC |
| Jun 27, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Feb 14, 2013 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 3197 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 23, 2026 |
| Property Address | 12 MAPLE ST, CUMBERLAND, MD 21502-4356 |
| Document Number | 3197000044 |
| Book / Page | 3197 / 44 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2026 |
| Title Company | RD SETTLEMENTS LLC, ELEVATED SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 MAPLE ST, CUMBERLAND, MD 21502-4356 |
| Document Number | 3197000052, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 3197/52 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 27, 2018 |
| Property Address | 12 MAPLE ST, CUMBERLAND, MD 21502-4356 |
| Document Number | 0023910149 |
| Book / Page | 002391 / 000149 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3162 LAVALE MD 215043162, LAVALE, MD 21504-3162 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,800 (+1,549.06%) Land $12,100 Building $162,700 | $174,800 (+1,549.06%) Land $12,100 Building $162,700 | |
| 2023 | Additional exemption filed | $10,600 Land $10,600 | $10,600 Land $10,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
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