12 Maple Ln, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 12 Maple Ln, Melrose, NY 12121

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,173 sqft · built 1869
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jul 2021)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Dec 2023 Refinance Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`384289 51.3-3-2`

Property Details

APN / Parcel Number

Primary APN	`384289 51.3-3-2`
Alternative APN	`315J138100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,173 sqft Living Area
1st Floor Area	782 sqft
2nd Floor Area	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	198 ft deep x 51.5 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	315J138100
Street Address	12 MAPLE LN
City	MELROSE
State	NY
Zip	12121-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	SCHAGHTICOKE
Census Block Group	1
Census Block	1009
Census Tract	51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 MAPLE LN, MELROSE, NY 12121-1729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BROADVIEW FEDERAL CREDIT UNION
Jul 14, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	2021592475
Deed Book / Page	9657 / 313
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	12 MAPLE LN, MELROSE, NY 12121-1729
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0105640222
Date	Dec 21, 2023
Book Page	10564/222
Instrument	2023-636368

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 14, 2021
Property Address	12 MAPLE LN, MELROSE, NY 12121-1729
Document Number	0096570313
Book / Page	9657 / 313
Instrument Date	Jul 7, 2021
Instrument	2021-592475
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SENECA ST, TROY, NY 12180-2139

Mortgage

Document Number	2021592476
Date	Jul 14, 2021
Instrument	2021-592476

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Schaghticoke Town
Unified School District	Hoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 (+4.04%)
2025	$4,030.00	$26,800 (-) Land $3,900 Building $22,900	$188,202 (+12.71%) Land $27,388 Building $160,814
2023		$26,800 Land $3,900 Building $22,900	$166,978 Land $24,299 Building $142,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2002–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hudson Valley Wireless, T-Mobile, Verizon.

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