Bergen County and Oakland Borough property record for 12 Maple Dr, Oakland, NJ 07436
| Property Type | Single Family Home |
|---|---|
| Details | 2,985 sqft · built 1962 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Apr 1998) |
| Tax Bill | $17,832 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-04305-0000-00022 |
| Primary APN | 42-04305-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,985 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 143 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 4203422000000005 |
|---|---|
| Street Address | 12 MAPLE DR |
| City | OAKLAND |
| State | NJ |
| Zip | 07436-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | 0.328 AC |
| Legal Block | 4305 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 39200 |
Source: Bergen County and Oakland Borough records · APN 42-04305-0000-00022
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 MAPLE DR, OAKLAND, NJ 07436-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage · Line of Credit ATLANTIC STEWARDSHIP BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 1998 · Amount on Record |
| Deed Sale | Apr 07, 1998 · Amount on Record |
| Prior Sale | Oct 13, 1994 · Amount on Record |
| Deed Document Number | 199848666 |
| Deed Book / Page | 8056 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MAPLE DR, OAKLAND, NJ 07436-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051321556 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 5132/1556 |
| Instrument | 2023076658 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MAPLE DR, OAKLAND, NJ 07436-3307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046580807 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 4658/807 |
| Instrument | 2022043960 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 MAPLE DR, OAKLAND, NJ 07436-3307 |
| Document Number | 0028580280 |
| Book / Page | 002858 / 000280 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 MAPLE DR OAKLAND NJ 074363307, OAKLAND, NJ 07436-3307 |
| Document Number | 0028580280 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 002858/000280 |
| Name | ATLANTIC STEWARDSHIP BK |
|---|---|
| Type | Bank |
| Address | MIDLAND PARK, NJ 07432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Oakland Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oakland Borough |
| Elementary School District | Oakland Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $864,600 (+5.94%) Land $362,100 Building $502,500 | $864,600 (+5.94%) Land $362,100 Building $502,500 | |
| 2025 | $17,832.00 (+2.15%) | $816,100 (+13.14%) Land $350,400 Building $465,700 | $816,100 (+13.14%) Land $350,400 Building $465,700 |
| 2024 | $17,457.00 (+5.16%) | ||
| 2023 | $721,300 Land $302,200 Building $419,100 | $721,300 Land $302,200 Building $419,100 | |
| 2022 | $16,600.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030392004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0242001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OAKLAND WATER DEPT serves 12,754 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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