12 Mandalay Rd, Stuart, FL 34996 Property Records

Martin County property record for 12 Mandalay Rd, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,699 sqft · built 1973
Lot Size	0.519 acres (22,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2010)
Tax Bill	$6,140 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-38-41-004-000-0006.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`13-38-41-004-000-0006.0-0-0000`
Alternative APNs	`13-38-41-004-000-00060-0` `27797`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
Gross Area	3,583 sqft
1st Floor Area	1,848 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,608 sqft (0.519 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	786 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27797
Street Address	12 MANDALAY RD
City	STUART
State	FL
Zip	34996-7010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MANDALAY LOT 6 OR 344/71
Legal Range	41E
Legal Township	38S
Legal Section	13
Legal Subdivision	MANDALAY
Legal Block	1
Legal Lot Number	6
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1005
Census Tract	502

Owner

Source: Martin County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 MANDALAY RD, STUART, FL 34996-7010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARL CALFIN
Jan 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2010 · Amount on Record
Deed Sale	Oct 27, 2010 · Amount on Record
Prior Sale	Mar 2, 2010 · Amount on Record
Deed Document Number	20102240226
Deed Book / Page	2483 / 583
Prior Transfer Date	Mar 8, 2006
Prior Transfer Doc	0021192469
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	12 MANDALAY RD, SEWALLS POINT, FL 34996-7010
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031200582
Date	Mar 27, 2020
Book Page	3120/582
Instrument	2807360

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 19, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	12 MANDALAY RD, SEWALLS POINT, FL 34996-7010
Document Number	0030491226
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 MANDALAY RD STUART FL 349967010, STUART, FL 34996-7010

Mortgage

Document Number	0030491226
Date	Mar 29, 2019
Book Page	003049/001226
Instrument	2746349

Lender

Name	CARL CALFIN
Address	1485 SE STLUCIE BLVD, STUART, FL 34996

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	12 MANDALAY RD, SEWALLS POINT, FL 34996-7010
Document Number	0029720746
Book / Page	002972 / 000746
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2771 SE OCEAN BLVD STUART FL 349962767, STUART, FL 34996-2767

Mortgage

Document Number	0029720746
Date	Jan 29, 2018
Book Page	002972/000746
Instrument	2675979

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Sewall's Point Town
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,140.00 (-0.44%) Homeowner's exemption	$405,361 (+5.99%)	$1,012,320 (+12.56%) Land $535,000 Building $477,320
2024	$6,167.00 (+2.2%)
2023	$6,034.00 (+3.38%) Additional exemption filed	$382,464 (+3%)	$899,340 (+17.19%) Land $400,000 Building $499,340
2022	$5,837.00 Homeowner's exemption	$371,325	$767,420 Land $360,000 Building $407,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	110 (1982–2022)
Claims Outside the SFHA	9 of 110
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Mandalay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures