Warwick City property record for 12 Manchester St, Warwick, RI 02888
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,911 sqft · built 1925 |
| Lot Size | 0.088 acres (3,834 sqft) |
| Owner | Trust Name on File |
| Last Sale | $319,000 (Nov 2006) |
| Tax Bill | $5,593 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 29202480000 |
| Primary APN | 29202480000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 3,679 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,834 sqft (0.088 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 100148365 |
|---|---|
| Street Address | 12 MANCHESTER ST |
| City | WARWICK |
| State | RI |
| Zip | 02888-2928 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A7 |
| Legal Block | 248 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 21002 |
12 Manchester St, a duplex, is owner-occupied and held in a trust since November 2006.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12 MANCHESTER ST, WARWICK, RI 02888-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2006 · Amount on File |
| Deed Sale | Nov 17, 2006 · Amount on File |
| Prior Sale | Aug 26, 2004 · Amount on File |
| Deed Book / Page | 6393 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 12 MANCHESTER ST, WARWICK, RI 02888-2928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010338-271 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 10338/271 |
| Instrument | 5986 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 12 MANCHESTER ST, WARWICK, RI 02888-2928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009740-37 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 9740/37 |
| Instrument | 1930 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 12 Manchester St was $5,593.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,593.00 | $440,400 Land $159,300 Building $281,100 |
| 2023 | $5,350.00 (+7.75%) | $377,000 (+42.21%) Land $132,300 Building $244,700 |
| 2022 | $4,965.00 | $265,100 Land $92,800 Building $172,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Manchester St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 9 (1978–2023) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Manchester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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