12 Malrick Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 12 Malrick Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,992 sqft · built 1955
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$187,000 (Feb 2020)
Tax Bill$5,795 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN384289 70.16-1-14

Property Details

APN / Parcel Number

Primary APN384289 70.16-1-14
Alternative APN
  • 315J156750

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,472 sqft
Upper Floors Area520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 101 ft wide
Garage TypeBasement
PorchSlab
Porch Area528 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number315J156750
Street Address12 MALRICK RD
CityTROY
StateNY
Zip12182-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block1
Legal Lot Number14.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2002
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 MALRICK RD, TROY, NY 12182-1046
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleMay 24, 2016 · Amount on Record
Deed Document Number2020564821
Deed Book / Page9092 / 107
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateFeb 19, 2020
Property Address12 MALRICK RD, TROY, NY 12182-1046
Document Number0000564821
Book / Page009092 / 000107
Instrument DateFeb 19, 2020
Instrument564821
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$748.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MALRICK RD TROY NY 121821046, TROY, NY 12182-1046

Mortgage

Document Number564822
DateFeb 19, 2020
Book Page009092/000110
Instrument564822
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 18, 2050

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,795.00 (-1.96%)
2025$5,911.00$38,200 (-) Land $11,900 Building $26,300$268,258 (+12.71%) Land $83,567 Building $184,691
2023$38,200 Land $11,900 Building $26,300$238,006 Land $74,143 Building $163,863

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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