Rockland County and Haverstraw Town property record for 12 Malone Ave, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1959 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Sep 2025) |
| Tax Bill | $13,250 (2023) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.10-2-16 |
| Primary APN | 392203 26.10-2-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| View / Lot | Suburban |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 30 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008088 |
|---|---|
| Street Address | 12 MALONE AVE |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 302 |
| Legal Description | 42.-2-6 |
| Legal Subdivision | GARNERVILLE ICE CO |
| Legal Block | 2 |
| Legal Lot Number | 16.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10601 |
12 Malone Ave is owned by two individuals who bought it in September 2025.
Source: Rockland County and Haverstraw Town records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 136 CEDAR LN, OSSINING, NY 10562-2008 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage MORTGAGE ACCEPTANCE CORP |
| Dec 16, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on File |
| Deed Sale | Sep 23, 2025 · Amount on File |
| Prior Transfer Date | Dec 13, 2022 |
| Prior Transfer Doc | 0000043460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 23, 2025 |
| Property Address | 12 MALONE AVE, GARNERVILLE, NY 10923-1812 |
| Document Number | 0000029740 |
| Map Reference | BK59PG73MAP2638 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025-00029740 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | UNKNOWN, HAS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 MALONE AVE, GARNERVILLE, NY 10923-1812 |
| Name | Verified Name |
|---|---|
| Address | 136 CEDAR LN, OSSINING, NY 10562-2008 |
| Document Number | 0000029741 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025-00029741 |
| Name | MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Dec 16, 2022 |
| Property Address | 12 MALONE AVE, GARNERVILLE, NY 10923-1812 |
| Document Number | 0000043460 |
| Map Reference | BK 59 PG 73 MAP 2638 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022-00043460 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 MALONE AVE, GARNERVILLE, NY 10923-1812 |
| Name | Verified Name |
|---|---|
| Address | 12 MALONE AVE, GARNERVILLE, NY 10923-1812 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $199,500 (-) Land $78,000 Building $121,500 | $342,400 (+5.19%) | |
| 2023 | $13,250.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption Additional exemption filed | $199,500 Land $78,000 Building $121,500 | $325,502 Land $127,264 Building $198,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Malone Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Malone Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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