12 Main St, Ono, PA 17077 Property Records

Lebanon County property record for 12 Main St, Ono, PA 17077

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,530 sqft · built 1900
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$78,000 (Jun 2018)
Tax Bill$3,729 (2026)
Deeds & MortgagesApr 2024 Line of Credit
Nov 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-2306145-391828-0000

Property Details

APN / Parcel Number

Primary APN21-2306145-391828-0000
Alternative APN
  • 38021020

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,530 sqft Total Area
Basement Area898 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood
Lot Area25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 MAIN ST
CityONO
StatePA
Zip17077-7700
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCONTROL #38021020
JurisdictionLEBANON PA
Township / Civil DivisionEAST HANOVER
Census Block Group2
Census Block2151
Census Tract2300

Owner

12 Main St, a duplex, is owned by an individual who bought it in June 2018.

Source: Lebanon County records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 150, ONEIDA, PA 18242-0150
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
MEMBERS 1ST FCU
Nov 14, 2022Deed of Trust, Mortgage
JONESTOWN BANK & TRUST CO
Oct 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
LEBANON FCU
Oct 14, 2022Intrafamily Transfer, Transfer
Jun 15, 2018Deed, Transfer · Conventional Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2018 · Amount on File
Deed SaleJun 15, 2018 · Amount on File
Deed Document Number20187137
Deed Book / Page2250 / 5608
Prior Transfer DateMay 31, 2018
Prior Transfer Doc0000007137
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEBANON PA
Property Address12 MAIN ST, ONO, PA 17077-7700
Transaction TypeMortgage
Record UpdatedApr 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 MAIN ST, ONO, PA 17077-7700

Mortgage

Document Number0000003720
DateApr 17, 2024
Book Page2339/1656
Instrument202403720
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
AddressCAMP HILL, PA 17001
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEBANON PA
Property Address12 MAIN ST, ONO, PA 17077-7700
Transaction TypeMortgage
Record UpdatedApr 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016061
DateNov 14, 2022
Book Page2322/4946
Instrument202216061
Lender
NameJONESTOWN BANK & TRUST CO
TypeBank
AddressJONESTOWN, PA 17038
Agreement
AmountAmount on Record
Term240 Months
DueNov 14, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEBANON PA
Property Address12 MAIN ST, ONO, PA 17077-7700
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012312
DateOct 1, 2019
Book Page2267/4868
Instrument201912312
Lender
NameLEBANON FCU
TypeCredit Union
AddressLEBANON, PA 17042
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term116 Months
DueJun 1, 2029

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEBANON PA
Recording DateOct 14, 2022
Property Address12 MAIN ST, ONO, PA 17077-7700
Document Number0000014730
Book / Page2321 / 4296
Instrument DateOct 4, 2022
Instrument202214730
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address12 MAIN ST, ONO, PA 17077-7700

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionLEBANON PA
Recording DateJun 15, 2018
Property Address12 MAIN ST, ONO, PA 17077-7700
Document Number0000007137
Book / Page2250 / 5608
Instrument DateMay 31, 2018
Instrument201807137
Transaction TypeTransfer
Record UpdatedOct 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,640.75
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address12 MAIN ST, ONO, PA 17077-7700

Mortgage

Document Number0000007138
DateJun 15, 2018
Instrument201807138
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12 Main St was $3,729, up 3.1% from the year before.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLebanon County
County SubdivisionEast Hanover Township
Unified School DistrictNorthern Lebanon School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,729.00 (+3.1%)$165,000 (-) Land $45,200 Building $119,800
2025$3,617.00 (+13.21%)$165,000 (-) Land $45,200 Building $119,800
2024$3,195.00$165,000 Land $45,200 Building $119,800
2013$169,403 Land $46,406 Building $122,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Main St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1996–2019)
Claims Outside the SFHA5 of 10
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Upward Broadband
Fixed Wireless
400 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50

Nearby Properties on Main St

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