12 Lucerne Ct, Columbia, MO 65203 Property Records

Boone County property record for 12 Lucerne Ct, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,918 sqft · built 1976
Lot Size	0.146 acres (6,368 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Mar 2021)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-910-00-02-020-00`

Property Details

APN / Parcel Number

Primary APN	`16-910-00-02-020-00`
Alternative APN	`16-910-00-02-020.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
1st Floor Area	952 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Combination
Lot Area	6,368 sqft (0.146 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	196 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	12 LUCERNE CT
City	COLUMBIA
State	MO
Zip	65203-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BELLE MEADE PLAT 1 LOT 7
Legal Range	13W
Legal Township	48N
Legal Section	26
Legal Subdivision	BELLE MEADE
Legal Lot Number	7
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1017
Census Tract	1108

Owner

12 Lucerne Ct is owned and occupied by two individuals who bought it in March 2021.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 LUCERNE CT, COLUMBIA, MO 65203-2931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI
Mar 1, 2021	Deed, Transfer · Line of Credit THE BANK OF MISSOURI
May 1, 2018	Warranty Deed, Transfer BOONE CENTRAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	May 1, 2018
Deed Document Number	20215777
Deed Book / Page	5375 / 27
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000010897
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	12 LUCERNE CT, COLUMBIA, MO 65203-2931
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019645
Date	Jul 6, 2021
Book Page	5461/43
Instrument	2021019645

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE MO
Recording Date	Mar 1, 2021
Property Address	12 LUCERNE CT, COLUMBIA, MO 65203-2931
Document Number	0000005777
Book / Page	5375 / 27
Map Reference	MB 10 PG 17
Instrument Date	Feb 26, 2021
Instrument	2021005777
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 LUCERNE CT, COLUMBIA, MO 65203-2931

Mortgage

Document Number	0000005778
Date	Mar 1, 2021
Instrument	2021005778

Lender

Name	THE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 1, 2018
Property Address	12 LUCERNE CT, COLUMBIA, MO 65203-2931
Document Number	0000007759
Book / Page	004886 / 000129
Instrument Date	May 1, 2018
Instrument	7759
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Non-Declared Trust
Address	12 LUCERNE CT COLUMBIA MO 652032931, COLUMBIA, MO 65203-2931

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lucerne Ct was $3,252.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,666 (-) Land $5,111 Building $44,555
2025	$3,252.00	$49,666 Land $5,111 Building $44,555	$261,400 Land $26,900 Building $234,500
2023	$2,902.00 (+4.13%)	$43,377 Land $5,111 Building $38,266	$228,300 Land $26,900 Building $201,400
2022	$2,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Lucerne Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Lucerne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Lucerne Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures