Washtenaw County property record for 12 Lucerne Ct, Ann Arbor, MI 48108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1971 |
| Lot Size | 0.181 acres (7,884 sqft) |
| Owner | Trust Name on File |
| Last Sale | $158,000 (May 2019) |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-12-10-302-058 |
| Primary APN | 09-12-10-302-058 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 864 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 7,884 sqft (0.181 acres) |
| Lot Dimensions | 114 ft deep x 69 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 LUCERNE CT |
|---|---|
| City | ANN ARBOR |
| State | MI |
| Zip | 48108-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | LOT 223 ARBOR OAKS SUB NO 1 |
| Legal Range | 06E |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | ARBOR OAKS SUB |
| Legal Block | 302 |
| Legal Lot Number | 223 |
| Jurisdiction | WASHTENAW MI |
| Township / Civil Division | ANN ARBOR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 405600 |
12 Lucerne Ct is owner-occupied and held in a trust since February 2025.
Source: Washtenaw County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HSNG DEV AUTH |
| Sep 10, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 22, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Mar 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | Mar 20, 2018 · Amount on File |
| Deed Document Number | 20196471071 |
| Deed Book / Page | 5304 / 316 |
| Last Transfer Date | Feb 3, 2025 |
| Transfer Doc | 0006750851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Jul 14, 2026 |
| Property Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Document Number | 0006803043 |
| Book / Page | 5636 / 54 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 20266803043 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Document Number | 0006803043, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 5636/54 |
| Instrument | 20266803043 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.63% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Document Number | 0006611409 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 5444/602 |
| Instrument | 6611409 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 325 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Property Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0006553461 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 5386/687 |
| Instrument | 6553461 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | May 22, 2019 |
| Property Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Document Number | 0006471071 |
| Book / Page | 005304 / 000316 |
| Instrument Date | May 5, 2019 |
| Instrument | 6471071 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 SAUNDERS CRES ANN ARBOR MI 481032532, ANN ARBOR, MI 48103-2532 |
| Document Number | 6471072 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 005304/000317 |
| Instrument | 6471072 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHTENAW MI |
| Recording Date | Mar 20, 2018 |
| Property Address | 12 LUCERNE CT, ANN ARBOR, MI 48108-2529 |
| Document Number | 0006416600 |
| Book / Page | 5249 / 876 |
| Map Reference | LB19 PG67-71 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 6416600 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,169.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33819 YORKRIDGE ST, 33819, FARMINGTON HILLS, MI 48331-1549 |
| Name | Verified Name |
|---|---|
| Address | 1452 LAKESIDE DR, HOWELL, MI 48843-1223 |
The 2025 property tax bill for 12 Lucerne Ct was $4,003 with a homeowner's exemption.
Source: Washtenaw County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Ann Arbor City |
| County | Washtenaw County |
| Unified School District | Ann Arbor Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,400 | $200,800 | |
| 2025 | $4,003.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Lucerne Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Lucerne Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANN ARBOR serves 123,851 people · EPA ID MI0000220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Metronet.
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