12 Lucerne Ct, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 12 Lucerne Ct, Ann Arbor, MI 48108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1971
Lot Size	0.181 acres (7,884 sqft)
Owner	Trust Name on File
Last Sale	$158,000 (May 2019)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-302-058`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-302-058`
Alternative APN	`1210302058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	114 ft deep x 69 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 LUCERNE CT
City	ANN ARBOR
State	MI
Zip	48108-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 223 ARBOR OAKS SUB NO 1
Legal Range	06E
Legal Township	03S
Legal Section	10
Legal Subdivision	ARBOR OAKS SUB
Legal Block	302
Legal Lot Number	223
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1004
Census Tract	405600

Owner

12 Lucerne Ct is owner-occupied and held in a trust since February 2025.

Source: Washtenaw County records, as of October 21, 2026

Owner of Record	Trust Name on File
Mailing Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HSNG DEV AUTH
Sep 10, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 22, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Mar 20, 2018 · Amount on File
Deed Document Number	20196471071
Deed Book / Page	5304 / 316
Last Transfer Date	Feb 3, 2025
Transfer Doc	0006750851
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Jul 14, 2026
Property Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Document Number	0006803043
Book / Page	5636 / 54
Instrument Date	Sep 4, 2025
Instrument	20266803043
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529

Mortgage

Document Number	0006803043,
Date	Jul 14, 2026
Book Page	5636/54
Instrument	20266803043

Lender

Name	MICHIGAN STATE HSNG DEV AUTH

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.63%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529

Mortgage

Document Number	0006611409
Date	Sep 10, 2021
Book Page	5444/602
Instrument	6611409

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	325 Months
Due	Oct 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006553461
Date	Nov 10, 2020
Book Page	5386/687
Instrument	6553461

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	May 22, 2019
Property Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Document Number	0006471071
Book / Page	005304 / 000316
Instrument Date	May 5, 2019
Instrument	6471071
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 SAUNDERS CRES ANN ARBOR MI 481032532, ANN ARBOR, MI 48103-2532

Mortgage

Document Number	6471072
Date	May 22, 2019
Book Page	005304/000317
Instrument	6471072

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Mar 20, 2018
Property Address	12 LUCERNE CT, ANN ARBOR, MI 48108-2529
Document Number	0006416600
Book / Page	5249 / 876
Map Reference	LB19 PG67-71
Instrument Date	Mar 12, 2018
Instrument	6416600
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Tax	$1,169.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33819 YORKRIDGE ST, 33819, FARMINGTON HILLS, MI 48331-1549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 LAKESIDE DR, HOWELL, MI 48843-1223

Tax Assessment & Valuation

The 2025 property tax bill for 12 Lucerne Ct was $4,003 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,400	$200,800
2025	$4,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Lucerne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Lucerne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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