Guilford Town property record for 12 Lower Rd, Guilford, CT 06437
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,760 sqft · built 1952 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,000 (Jan 1999) |
| Tax Bill | $9,170 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GUIL M:9083 |
| Primary APN | GUIL M:9083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6767 |
|---|---|
| Street Address | 12 LOWER RD |
| City | GUILFORD |
| State | CT |
| Zip | 06437-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Jurisdiction | GUILFORD CT |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 190200 |
12 Lower Rd is owned and occupied by two individuals who bought it in January 1999.
Source: Guilford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 LOWER RD, GUILFORD, CT 06437-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 1999 · Amount on File |
| Deed Sale | Jan 29, 1999 · Amount on File |
| Prior Sale | Jan 15, 1999 · Amount on File |
| Deed Book / Page | 507 / 819 |
| Transfer Doc | 862-25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD CT |
| Property Address | 12 LOWER RD, GUILFORD, CT 06437-3329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000994-76 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 994/76 |
| Instrument | 2796280006 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 12 Lower Rd was $9,170.
Source: Guilford Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Guilford Town |
| Unified School District | Guilford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,170.00 | $331,660 (-) Land $217,280 Building $114,380 | $473,800 Land $310,400 Building $163,400 |
| 2024 | $9,170.00 (+4.02%) | $331,660 (-) Land $217,280 Building $114,380 | |
| 2023 | $8,816.00 (+25.69%) | $331,660 (+57.22%) Land $217,280 Building $114,380 | |
| 2022 | $7,014.00 | $210,950 Land $136,610 Building $74,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Lower Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Lower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
4G LTE (outdoors only), no 5G reported
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