12 Lowell Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 12 Lowell Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 2001
Lot Size	0.156 acres (6,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (Oct 2017)
Tax Bill	$7,998 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-340-022-4`

Property Details

APN / Parcel Number

Primary APN	`033-340-022-4`
Alternative APN	`033-340-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,055 sqft
2nd Floor Area	1,213 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	6,814 sqft (0.156 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12 LOWELL CT
City	OAKLEY
State	CA
Zip	94561-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	T7689 L92
Legal Subdivision	SUBDIVISION 7689
Legal Tract	7689
Legal Lot Number	92
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	302012

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 LOWELL CT, OAKLEY, CA 94561-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Oct 12, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on Record
Deed Sale	Oct 12, 2017 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	2017186858
Last Transfer Date	Mar 11, 2019
Transfer Doc	0000039061
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	12 LOWELL CT, OAKLEY, CA 94561-2765
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LOWELL CT, OAKLEY, CA 94561-2765

Mortgage

Document Number	0000168821
Date	Jun 10, 2021
Instrument	2021-168821

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	12 LOWELL CT, OAKLEY, CA 94561-2765
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145963
Date	Jul 21, 2020
Instrument	2020-145963

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 21, 2019
Property Address	12 LOWELL CT, OAKLEY, CA 94561-2765
Document Number	0000039061
Map Reference	MB 425 PG 42
Instrument Date	Mar 11, 2019
Instrument	2019-039061
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12 LOWELL CT, OAKLEY, CA 94561-2765

Mortgage

Document Number	0000039062
Date	Mar 21, 2019
Instrument	2019-039062

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 12, 2017
Property Address	12 LOWELL CT, OAKLEY, CA 94561-2765
Document Number	0000186858
Instrument Date	Oct 10, 2017
Instrument	186858
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12 LOWELL CT OAKLEY CA 945612765, OAKLEY, CA 94561-2765

Mortgage

Document Number	186859
Date	Oct 12, 2017
Instrument	186859

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,645 (+2%) Land $104,450 Building $471,195
2025	$7,998.00 (+3.21%)	$564,358 (+4.04%) Land $102,402 Building $461,956
2023	$7,749.00 (+1.21%)	$542,446 Land $98,427 Building $444,019
2022	$7,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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