12 Lovat Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Lovat Ln, Westerly, RI 02891 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1963
Square Footage2,132 sqft Living Area
Lot Size14,810 sqft (0.34 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2022)
Tax Bill$4,558.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:97 B:160
Alternative APNs
  • M:097 B:160 L
  • 13017000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,132 sqft Living Area
Gross Area3,802 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,810 sqft (0.34 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number13017000
Street Address12 LOVAT LN
CityWESTERLY
StateRI
Zip02891-3011
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block160
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2055
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:97 B:160

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 LOVAT LN, WESTERLY, RI 02891-3011
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed, Transfer · Stand Alone First Mortgage
CITIZENS BANK
Dec 15, 2022Quit Claim Deed, Transfer
Quitclaim Document
Sep 09, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2022 · Amount on Record
Deed SaleDec 15, 2022 · Amount on Record
Deed Book / Page2022 / 20788
Prior Transfer DateDec 13, 2022
Prior Transfer Doc2022-20786
Record RefreshedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateDec 15, 2022
Property Address12 LOVAT LN, WESTERLY, RI 02891-3011
Document Number2022-20788
Book / Page2022 / 20788
Instrument DateDec 15, 2022
Instrument2022-5069
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

Document Number0020225070
DateDec 15, 2022
Instrument2022-5070
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateDec 15, 2022
Property Address12 LOVAT LN, WESTERLY, RI 02891-3011
Document Number2022-20786
Book / Page2022 / 20786
Instrument DateDec 13, 2022
Instrument2022-5068
Transaction TypeTransfer
Record UpdatedDec 29, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateSep 09, 2020
Property Address12 LOVAT LN, WESTERLY, RI 02891-3011
Document Number2020-8230
Book / Page002020 / 018230
Instrument DateSep 06, 2020
Instrument4189
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 LOVAT LN WESTERLY RI 028913011, WESTERLY, RI 02891-3011

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,558.00 (+44.65%)$585,900 (+88.94%) Land $172,500 Building $413,400
2023$3,151.00 (+0.61%)$310,100 (-) Land $123,300 Building $186,800
2022$3,132.00$310,100 Land $123,300 Building $186,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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