12 Lorraine Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Lorraine Rd, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,138 sqft Living Area
Lot Size	17,614 sqft (0.404 acres)
Occupancy	Owner Occupied
Last Sale	$133,000 (2001)
Tax Bill	$3,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:26 B:104`
Alternative APNs	`M:026 B:104 L` `4141585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,138 sqft Living Area
Gross Area	2,526 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,614 sqft (0.404 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	4141585
Street Address	12 LORRAINE RD
City	WESTERLY
State	RI
Zip	02891-1214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	104
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	1
Census Block	1007
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:26 B:104

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 LORRAINE RD, WESTERLY, RI 02891-1214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2001 · Amount on Record
Deed Sale	May 31, 2001 · Amount on Record
Deed Book / Page	897 / 152
Record Refreshed	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 LORRAINE RD, WESTERLY, RI 02891-1214
Document Number	2020-337
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LORRAINE RD WESTERLY RI 028911214, WESTERLY, RI 02891-1214

Mortgage

Document Number	2020-337
Date	Jun 03, 2020
Book Page	002020/010337
Instrument	2369

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 02, 2032

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,177.00 (-3.9%)	$408,400 (+25.51%) Land $157,100 Building $251,300
2023	$3,306.00 (+0.58%)	$325,400 (-) Land $112,500 Building $212,900
2022	$3,287.00	$325,400 Land $112,500 Building $212,900

Flood & Wildfire

12 Lorraine Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.