Albany County and Colonie Town property record for 12 Loralee Dr, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1960 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Nov 2025) |
| Tax Bill | $3,428 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012601 29.11-3-6 |
| Primary APN | 012601 29.11-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02901100030060000000 |
|---|---|
| Street Address | 12 LORALEE DR |
| City | ALBANY |
| State | NY |
| Zip | 12205-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 42 |
| Legal Description | LOT 12 N-5 E-14 S-51-24 |
| Legal Subdivision | POLLMAN GARDENS |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13902 |
12 Loralee Dr is owned and occupied by an individual who bought it in November 2025.
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 376 PINNACLE RD, VOORHEESVILLE, NY 12186-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed of Trust, Mortgage FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO | |
| Oct 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Dec 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Feb 1, 2017 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2025 · Amount on File |
| Deed Sale | Nov 28, 2025 · Amount on File |
| Prior Sale | Sep 7, 2012 · Amount on File |
| Deed Document Number | 202521691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000003739 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | R2022-03739 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000003877 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | R2022-13877 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000000023 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | R2023-823 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000009449 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | R2023-19449 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | BENNETT TITLE & ABS LLC, BENNETT TITLE & ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 376 PINNACLE RD, VOORHEESVILLE, NY 12186-4510 |
| Document Number | 0000001692 |
|---|---|
| Date | Nov 28, 2025 |
| Instrument | R2025-21692 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000001866 |
|---|---|
| Date | Dec 30, 2024 |
| Instrument | R2024-21866 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 1, 2064 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 12 LORALEE DR, ALBANY, NY 12205-2221 |
| Document Number | 0000003043 |
| Instrument Date | Feb 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 LORALEE DR ALBANY NY 122052221, ALBANY, NY 12205-2221 |
| Document Number | 0000003043 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 3043 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
The 2026 property tax bill for 12 Loralee Dr was $3,428 with a homeowner's exemption, up 15.8% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Municipality | Colonie Village |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,428.00 (+15.81%) Homeowner's exemption | ||
| 2025 | $2,960.00 Homeowner's exemption | $82,500 Land $18,800 Building $63,700 | $188,800 Land $43,024 Building $145,776 |
| 2023 | $82,500 (-) Land $18,800 Building $63,700 | $161,800 (+9.34%) Land $36,871 Building $124,929 | |
| 2022 | $82,500 Land $18,800 Building $63,700 | $147,982 Land $33,722 Building $114,260 | |
| 2021 | $2,611.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Loralee Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Loralee Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194 |
|---|---|
| Water Source | Purchased surface water from LATHAM WATER DISTRICT |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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